San Joaquin County property record for 425 N Lafayette Ct, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,869 sqft · built 2008 |
| Lot Size | 0.089 acres (3,872 sqft) |
| Owner | Trust Name on File |
| Last Sale | $475,000 (Mar 2017) |
| Tax Bill | $10,547 (2026) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-020-490-000 |
| Primary APN | 256-020-490-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,872 sqft (0.089 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 256-020-49 |
|---|---|
| Street Address | 425 N LAFAYETTE CT |
| City | TRACY |
| State | CA |
| Zip | 95391-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | 06-FM PT OF 209-040-16/RM 40-028 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD G |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 5221 |
425 N Lafayette Ct is held in a trust since December 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3375 BEL MIRA WAY, SAN JOSE, CA 95135-2359 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO |
| Sep 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AEM LOAN |
| Sep 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AEM LOAN |
| Mar 31, 2017 | Grant Deed, Transfer · Conventional Mortgage AEM LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Prior Sale | Apr 29, 2008 · Amount on File |
| Deed Document Number | 201736764 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0000159840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 23, 2021 |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000159842 |
| Map Reference | MB 40 PG 28 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021-159842 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 23, 2021 |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000159840 |
| Map Reference | MB 40 PG 28 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021-159840 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000159841 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-159841 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 3, 2019 |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000001132 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 1132 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2545 HAYWARD DR SANTA CLARA CA 950515303, SANTA CLARA, CA 95051-5303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000023030 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2545 HAYWARD DR SANTA CLARA CA 950515303, SANTA CLARA, CA 95051-5303 |
| Document Number | 0000023030 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 23030 |
| Name | AEM LOAN |
|---|---|
| Address | MILPITAS, CA 95035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000109524 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2909 NIEMAN BLVD #336 SAN JOSE CA 951484242, 336, SAN JOSE, CA 95148-4242 |
| Document Number | 0000109524 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 109524 |
| Name | AEM LOAN |
|---|---|
| Address | MILPITAS, CA 95035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 31, 2017 |
| Property Address | 425 N LAFAYETTE CT, MOUNTAIN HOUSE, CA 95391-1184 |
| Document Number | 0000036764 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 36764 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3375 BEL MIRA WAY SAN JOSE CA 951352359, SAN JOSE, CA 95135-2359 |
| Document Number | 36765 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 36765 |
| Name | AEM LOAN |
|---|---|
| Address | MILPITAS, CA 95035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2026 property tax bill for 425 N Lafayette Ct was $10,547, up 16.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,547.00 (+16.48%) | ||
| 2025 | $9,055.00 | $551,271 Land $192,654 Building $358,617 | |
| 2023 | $8,662.00 (+2.12%) | $529,867 Land $185,174 Building $344,693 | $740,970 |
| 2022 | $8,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 N Lafayette Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 N Lafayette Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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