425 N Copa Palm Loop, Montgomery, TX 77316 Property Records

Montgomery County property record for 425 N Copa Palm Loop, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,740 sqft · built 2019
Lot Size	0.368 acres (16,031 sqft)
Owner	Individual Name on Record
Tax Bill	$31,414 (2025)
Deeds & Mortgages	Oct 2025 Sale Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7927-02-00700`

Property Details

APN / Parcel Number

Primary APN	`7927-02-00700`
Alternative APN	`R489165`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,740 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	2,563 sqft
2nd Floor Area	1,177 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	16,031 sqft (0.368 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	741 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 N COPA PALM LOOP
City	MONTGOMERY
State	TX
Zip	77316-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S792702 - PINE ISLAND AT WOODFOREST 02, BLOCK 2, LOT 2
Legal Subdivision	PINE ISLAND AT WOODFOREST 02
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1027
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer
Feb 8, 2022	Warranty Deed, Transfer OLD REPUBLIC TITLE
Nov 21, 2020	Loan Modification, Mortgage CADENCE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	Feb 8, 2022
Deed Document Number	2025102188
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 3, 2025
Property Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819
Document Number	0000102188
Map Reference	CAB Z SH 5441
Instrument Date	Aug 25, 2025
Instrument	2025102188
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 8, 2022
Property Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819
Document Number	0000016033
Map Reference	CAB Z SH 5441
Instrument Date	Feb 4, 2022
Instrument	2022016033
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30643 FM 2978 RD, MAGNOLIA, TX 77354-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	425 N COPA PALM LOOP, MONTGOMERY, TX 77316-2819
Document Number	0000152921
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	425 N COPA PALM LOOP MONTGOMERY TX 77316, MONTGOMERY, TX 77316

Mortgage

Document Number	0000152921
Date	Dec 30, 2020
Instrument	152921

Lender

Name	CADENCE BK NA
Address	THE WOODLANDS, TX 77380

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Dec 29, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,623,142 (+2.95%) Land $200,000 Building $1,423,142	$1,623,142 (+2.95%) Land $200,000 Building $1,423,142
2025	$31,414.00 (+19.21%)	$1,576,598 (+30.42%) Land $200,000 Building $1,376,598	$1,576,598 (+30.42%) Land $200,000 Building $1,376,598
2024	$26,352.00 (+24.14%)	$1,208,907 (-10.7%) Land $200,000 Building $1,008,907	$1,208,907 (-10.7%) Land $200,000 Building $1,008,907
2023	$21,227.00	$1,353,720 Land $200,000 Building $1,153,720	$1,353,720 Land $200,000 Building $1,153,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Xfinity.

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