425 N 3rd St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 425 N 3rd St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,321 sqft · built 1939
Lot Size	0.235 acres (10,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,224 (Jul 2025)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.0740`

Property Details

APN / Parcel Number

Primary APN	`19.503.0740`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
1st Floor Area	18 sqft
Basement Area	918 sqft
Finished Basement	906 sqft
Unfinished Basement	12 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	10,230 sqft (0.235 acres)
Lot Dimensions	155 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	464 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 N 3RD ST
City	SAINT PETER
State	MN
Zip	56082-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 12 LOT N 1 2 LOT 6 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	12
Legal Lot Number	N-6
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3064
Census Tract	480300

Owner

Source: Nicollet County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Jun 29, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage CORNERSTONE STATE BANK
Jan 14, 2013	Deed of Trust, Mortgage CORNERSTONE STATE BANK
Jan 14, 2013	Deed of Trust, Mortgage CORNERSTONE STATE BANK
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage GENESIS CU
Apr 25, 2023	Deed, Transfer · VA Mortgage PRIMESOURCE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	2025354463
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340520
Date	Nov 12, 2021
Instrument	340520

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2022

Interest

Rate Type	Fixed Rate

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298149
Date	Jun 29, 2012
Instrument	298149

Lender

Name	CORNERSTONE STATE BANK
Type	Seller
Address	415 N MAIN ST, LE SUEUR, MN 56058

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2013

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300644
Date	Jan 14, 2013
Instrument	300644

Lender

Name	CORNERSTONE STATE BANK
Address	415 N MAIN ST, LE SUEUR, MN 56058

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300643
Date	Jan 14, 2013
Instrument	300643

Lender

Name	CORNERSTONE STATE BANK
Address	415 N MAIN ST, LE SUEUR, MN 56058

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jul 9, 2025
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Document Number	0000354463
Instrument Date	Jul 8, 2025
Instrument	354463
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.44
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 N 3RD ST, SAINT PETER, MN 56082-1954

Mortgage

Document Number	0000354464
Date	Jul 9, 2025
Instrument	354464

Lender

Name	GENESIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	Other
Margin	3

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NICOLLET MN
Recording Date	Apr 25, 2023
Property Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Document Number	0000346686
Instrument Date	Apr 14, 2023
Instrument	346686
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 N 3RD ST, SAINT PETER, MN 56082-1954
Investor	Possibly a Property Investor

Mortgage

Document Number	0000346687
Date	Apr 25, 2023
Instrument	346687

Lender

Name	PRIMESOURCE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,300 (+4.85%) Land $34,700 Building $347,600	$382,300 (+4.85%) Land $34,700 Building $347,600
2025	$5,946.00 (+25.18%)
2023	$4,750.00 (-1.37%) Homeowner's exemption	$364,600 (+17.76%) Land $34,700 Building $329,900	$364,600 (+17.76%) Land $34,700 Building $329,900
2022	$4,816.00 Homeowner's exemption Disabled Person's exemption	$309,600 Land $34,700 Building $274,900	$309,600 Land $34,700 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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