425 N 3rd St, Fort Dodge, IA 50501 Property Records

Webster County property record for 425 N 3rd St, Fort Dodge, IA 50501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1951
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Mar 2025)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0719257009`

Property Details

APN / Parcel Number

Primary APN	`0719257009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	175 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 N 3RD ST
City	FORT DODGE
State	IA
Zip	50501-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FTD TOWN COMPANYS ADD S471/2' N95' W175' BLK 141
Legal Subdivision	FTD TOWN COMPANYS ADD
Legal Block	141
Jurisdiction	WEBSTER IA
Township / Civil Division	FORT DODGE
Census Block Group	3
Census Block	3027
Census Tract	200

Owner

425 N 3rd St is owned and occupied by an individual who bought it in March 2025.

Source: Webster County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	425 N 3RD ST, FORT DODGE, IA 50501-3145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Document Number	20251233
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	425 N 3RD ST, FORT DODGE, IA 50501-3145
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205360
Date	Oct 26, 2022
Instrument	2022-05360

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2037

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	425 N 3RD ST, FORT DODGE, IA 50501-3145
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202004
Date	Apr 22, 2022
Instrument	2022-02004

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 5, 2042

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	425 N 3RD ST, FORT DODGE, IA 50501-3145
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202001
Date	Apr 22, 2022
Instrument	2022-02001

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 5, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 425 N 3rd St was $1,422.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Fort Dodge City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,010 (-) Land $10,270 Building $58,740	$69,010 (-) Land $10,270 Building $58,740
2025	$1,422.00	$69,010 Land $10,270 Building $58,740	$69,010 Land $10,270 Building $58,740
2024	$1,422.00
2023		$65,800 (+7.76%) Land $10,270 Building $55,530	$65,800 Land $10,270 Building $55,530
2022	$1,494.00	$61,060 Land $10,270 Building $50,790
2021			$61,060 Land $10,270 Building $50,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT DODGE WATER SUPPLY serves 25,874 people · EPA ID IA9433050
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Dodge Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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