425 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 425 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 867 sqft · built 1910
Lot Size	0.01 acres (436 sqft)
Owner	Company Name on Record
Last Sale	$87,000 (Apr 2026)
Tax Bill	$536 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-66-62-2679`

Property Details

APN / Parcel Number

Primary APN	`5307-66-62-2679`
Alternative APNs	`06-5307-66-62-2679` `6051775` `051775`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	867 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6051775
Street Address	425 N 2ND ST
City	READING
State	PA
Zip	19601-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

Source: Berks County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	208 HUDSON ST, READING, PA 19601-2735
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage RFLF 5 LLC
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCIAL LENDER LLC
Apr 7, 2026	Special Warranty Deed, Transfer · Construction Mortgage RFLF 5 LLC
Aug 5, 2021	Warranty Deed, Transfer BEST ABSTRACT LLC, ABES ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Mar 27, 2025 · Amount on Record
Deed Document Number	202610280
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 28, 2026
Property Address	425 N 2ND ST, READING, PA 19601-2701
Document Number	0000016750
Instrument Date	May 28, 2026
Instrument	202616750
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	YOUR HOME SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	208 HUDSON ST, READING, PA 19601-2735

Mortgage

Document Number	0000016750,
Date	May 28, 2026
Instrument	202616750

Lender

Name	RFLF 5 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	425 N 2ND ST, READING, PA 19601-2701
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 ROSCOMMON RD, BRYN MAWR, PA 19010-1845

Mortgage

Document Number	0000006346
Date	Mar 6, 2023
Instrument	2023006346

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Apr 7, 2026
Property Address	425 N 2ND ST, READING, PA 19601-2701
Document Number	0000010280
Instrument Date	Mar 31, 2026
Instrument	202610280
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87,870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	208 HUDSON ST, READING, PA 19601-2735

Mortgage

Document Number	0000010281,
Date	Apr 7, 2026
Instrument	202610281

Lender

Name	RFLF 5 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.01%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Aug 5, 2021
Property Address	425 N 2ND ST, READING, PA 19601-2701
Document Number	0000039146
Instrument Date	Aug 2, 2021
Instrument	2021039146
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 ROSCOMMON RD, BRYN MAWR, PA 19010-1845

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$536.00 (+4.08%)	$19,000 (-) Land $4,400 Building $14,600	$4,400 (-) Land $4,400
2025	$515.00 (+2.39%)	$19,000 (-) Land $4,400 Building $14,600	$4,400 (-76.84%) Land $4,400
2024	$503.00	$19,000 Land $4,400 Building $14,600
1994			$19,000 Land $4,400 Building $14,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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