425 Mulberry, Afton, OK 74331 Property Records

Ottawa County property record for 425 Mulberry, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1956
Lot Size	0.431 acres (18,787 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2025)
Tax Bill	$458 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`11983`

Property Details

APN / Parcel Number

Primary APN	`11983`
Alternative APN	`2220-00-001-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,787 sqft (0.431 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11983
Street Address	425 MULBERRY
City	AFTON
State	OK
Zip	74331-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2 - 3, BLK 1 TIPTON
Legal Subdivision	TIPTON
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	OTTAWA OK
Township / Civil Division	AFTON-FAIRLAND
Census Block Group	2
Census Block	2088
Census Tract	574800

Owner

425 Mulberry is owned and occupied by two individuals who bought it in August 2025.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 MULBERRY, AFTON, OK 74331-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2023	Warranty Deed, Transfer LINEAR TITLE AND CLOSING, CLEAR TITLE & CLOSINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Deed Document Number	20253882
Deed Book / Page	1240 / 624
Prior Transfer Date	Jul 26, 1978
Prior Transfer Doc	0957000113
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 26, 2025
Property Address	425 MULBERRY, AFTON, OK 74331-8922
Document Number	001240/624
Book / Page	1240 / 624
Instrument Date	Aug 25, 2025
Instrument	I-2025-003882
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 MULBERRY, AFTON, OK 74331-8922

Mortgage

Document Number	I2025003883
Date	Aug 26, 2025
Instrument	I-2025-003883

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 21, 2023
Property Address	425 MULBERRY, AFTON, OK 74331-8922
Document Number	001185/720
Book / Page	1185 / 720
Instrument Date	Jun 20, 2023
Instrument	I-2023-002789
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	LINEAR TITLE AND CLOSING, CLEAR TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$88.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 E 83RD ST, TULSA, OK 74133-4169

Tax Assessment & Valuation

The 2025 property tax bill for 425 Mulberry was $458 with a homeowner's exemption, up 0.9% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Afton Town
County	Ottawa County
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,670 (+199.64%) Land $628 Building $17,042	$155,000 (+199.63%) Land $5,510 Building $149,490
2025	$458.00 (+0.88%)	$5,897 (-12.33%) Land $628 Building $5,269	$51,730 (-12.32%) Land $5,510 Building $46,220
2024	$454.00 (-21.04%)	$6,726 (-19.53%) Land $628 Building $6,098	$59,000 (-25.99%) Land $5,510 Building $53,490
2023	$575.00 (+13.19%) Homeowner's exemption	$8,358 (+2.99%) Land $399 Building $7,959	$79,714 (-) Land $3,500 Building $76,214
2022	$508.00 Homeowner's exemption	$8,115 Land $399 Building $7,716	$79,714 Land $3,500 Building $76,214

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 Mulberry in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2011–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Mulberry is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AFTON PWA serves 1,428 people · EPA ID OK1021696
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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