Garrett County property record for 425 Mountainview Dr, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,534 sqft · built 1998 |
| Lot Size | 1.03 acres (44,866 sqft) |
| Owner | Individual Name on File |
| Last Sale | $739,000 (Oct 2025) |
| Tax Bill | $6,353 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-058871 |
| Primary APN | 18-058871 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,534 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,866 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 058871 |
|---|---|
| Street Address | 425 MOUNTAINVIEW DR |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44866 SQ FT LOT 40 SECT 2 MOUNTAINSIDE SUB |
| Legal Subdivision | MOUNTAINSIDE SUB |
| Legal Lot Number | 40 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 502 |
425 Mountainview Dr is owned and occupied by an individual who bought it in October 2025.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Oct 9, 2025 | Deed, Transfer |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Jul 12, 2017 | Grant Deed, Transfer · Conventional Mortgage MLEND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Prior Sale | Oct 9, 2025 · Amount on File |
| Deed Book / Page | 2643 / 339 |
| Prior Transfer Date | Nov 6, 2020 |
| Prior Transfer Doc | 0022570485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 21, 2025 |
| Property Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Number | 0026430339 |
| Book / Page | 2643 / 339 |
| Map Reference | MB 3 FILE 87 |
| Instrument Date | Oct 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 9, 2025 |
| Property Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Number | 0026410343 |
| Book / Page | 2641 / 343 |
| Map Reference | FILE 87 |
| Instrument Date | Oct 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021570427 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 2157/0427 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 6, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Nov 17, 2020 |
| Property Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Number | 0022570485 |
| Book / Page | 2257 / 485 |
| Map Reference | MB 3 FILE 87 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Number | 0002257488 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2257/488 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jul 12, 2017 |
| Property Address | 425 MOUNTAINVIEW DR, OAKLAND, MD 21550-7159 |
| Document Number | 0020170239 |
| Book / Page | 002017 / 000239 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 CORMORANT PLACE APT1108 FREDERICK MD 21701, FREDERICK, MD 21701 |
| Document Number | 20170243 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 002017/000243 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
The 2026 property tax bill for 425 Mountainview Dr was $6,353 with a homeowner's exemption, up 38% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,353.00 (+38.05%) Homeowner's exemption | $524,233 (+5.44%) | $578,300 (+16.31%) Land $72,300 Building $506,000 |
| 2025 | $4,602.00 Homeowner's exemption | $497,200 Land $86,500 Building $410,700 | $497,200 Land $86,500 Building $410,700 |
| 2023 | $4,405.00 Homeowner's exemption | $385,400 | $497,200 Land $86,500 Building $410,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Mountainview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Mountainview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Glo Fiber, Mountain Communications, Pogozone powered by Neubeam.
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