425 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 425 Monterey Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,921 sqft · built 1965
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (Apr 2001)
Tax Bill	$10,894 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-121-03`

Property Details

APN / Parcel Number

Primary APN	`044-121-03`
Alternative APN	`044-121-03-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,921 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Other
Lot Area	8,059 sqft (0.185 acres)
Terrain	Steep
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 MONTEREY DR
City	APTOS
State	CA
Zip	95003-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	LOT F
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Lot Number	F
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	425 MONTEREY DR, APTOS, CA 95003-4809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer
Jan 13, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2001 · Amount on Record
Deed Sale	Apr 18, 2001 · Amount on Record
Prior Sale	Dec 4, 1998 · Amount on Record
Deed Document Number	200121915
Transfer Doc	0000064626
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 5, 2026
Property Address	425 MONTEREY DR, APTOS, CA 95003-4809
Document Number	0000000100
Map Reference	VOL 23 PG 1
Instrument Date	Dec 31, 2025
Instrument	2026-0000100
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	425 MONTEREY DR, APTOS, CA 95003-4809

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 13, 2026
Property Address	425 MONTEREY DR, APTOS, CA 95003-4809
Document Number	0000000751
Map Reference	VOL 23 PG 1
Instrument Date	Dec 31, 2025
Instrument	2026-0000751
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	425 MONTEREY DR, APTOS, CA 95003-4809

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$837,661 (+2%) Land $502,597 Building $335,064
2025	$10,894.00 (+8.76%)	$821,237 (+4.04%) Land $492,743 Building $328,494
2024	$10,017.00 (+2.2%)
2023	$9,801.00 (+2.27%) Homeowner's exemption	$789,347 Land $473,609 Building $315,738	$1,180,620
2022	$9,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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