425 Monroe Ave, Helena, MT 59601 Property Records

Lewis And Clark County property record for 425 Monroe Ave, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1960
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jan 2020)
Tax Bill	$3,157 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R053962`

Property Details

APN / Parcel Number

Primary APN	`R053962`
Alternative APNs	`05-1887-25-4-23-07-0000` `0000002761`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	109 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000002761
Street Address	425 MONROE AVE
City	HELENA
State	MT
Zip	59601-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAW, G W ADDN, S25, T10 N, R04 W, BLOCK 1, LOT 8A, 6040 SQUARE FEET, LESS SO. 2' OF E. 100'
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	SHAW, G W ADDN
Legal Block	1
Legal Lot Number	8A
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1012
Census Tract	702

Owner

425 Monroe Ave is owned and occupied by an individual who bought it in January 2020.

Source: Lewis And Clark County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	425 MONROE AVE, HELENA, MT 59601-6174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	20203349860
Deed Book / Page	56 / 6160
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	425 MONROE AVE, HELENA, MT 59601-6174
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M59/8874
Date	Sep 14, 2021
Book Page	M59/8874
Instrument	3385814

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	425 MONROE AVE, HELENA, MT 59601-6174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/1149
Date	Aug 2, 2017
Book Page	M53/1149
Instrument	3309045

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 31, 2020
Property Address	425 MONROE AVE, HELENA, MT 59601-6174
Document Number	M56/6160
Book / Page	M56 / 6160
Map Reference	DOC 3349858
Instrument Date	Jan 30, 2020
Instrument	3349860
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 MONROE AVE, HELENA, MT 59601-6174

Mortgage

Document Number	3349862
Date	Jan 31, 2020
Instrument	3349862

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 425 Monroe Ave was $3,157.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,157.00	$507,100
2025			$507,100 Land $169,078 Building $338,022
2023	$4,630.00	$424,800	$424,800 Land $115,094 Building $309,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Monroe Ave is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Internet Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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