425 Mildred Ave, Cary, IL 60013 Property Records

McHenry County property record for 425 Mildred Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1920
Lot Size	0.544 acres (24,780 sqft)
Owner	Company on Record
Last Sale	$64,400 (Dec 2005)
Tax Bill	$11,898 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-378-015`

Property Details

APN / Parcel Number

Primary APN	`20-18-378-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	900 sqft
Basement Area	691 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Lot Area	24,780 sqft (0.544 acres)
Lot Dimensions	236 ft deep x 105 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 MILDRED AVE
City	CARY
State	IL
Zip	60013-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0005274 LT 36 & 37 C R JANDUS FOX RIVER ADDN MEMO: HABERVILLE HLDGS LLC-MILDRED SERIES
Legal Subdivision	JANDUS FOX RIVER ADDN
Legal Block	378
Legal Lot Number	36,37
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2015
Census Tract	871600

Owner

Source: McHenry County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	417 MILDRED AVE, CARY, IL 60013-2921
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Apr 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2005 · Amount on Record
Deed Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	2005106786
Last Transfer Date	Jan 6, 2017
Transfer Doc	0000005274
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	425 MILDRED AVE, CARY, IL 60013-2921
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039561
Date	Jul 20, 2021
Instrument	2021R0039561

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	425 MILDRED AVE, CARY, IL 60013-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011319
Date	Apr 1, 2020
Instrument	2020R0011319

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	MCHENRY, IL 60051

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 10, 2017
Property Address	425 MILDRED AVE, CARY, IL 60013-2921
Document Number	0000005274
Instrument Date	Jan 6, 2017
Instrument	5274
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 MILDRED AVE CARY IL 600132921, CARY, IL 60013-2921

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,898.00	$141,285 (+40.09%) Land $48,208 Building $93,077	$423,855 (+40.09%) Land $144,624 Building $279,231
2022		$100,850 Land $60,657 Building $40,193	$302,550 Land $181,971 Building $120,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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