425 Meredith Ave, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 425 Meredith Ave, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$396,500 (Apr 2014)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-144-007`

Property Details

APN / Parcel Number

Primary APN	`092-144-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	425 MEREDITH AVE
City	NIPOMO
State	CA
Zip	93444-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1608 LT 7
Legal Subdivision	TRACT 1608
Legal Tract	1608
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2003
Census Tract	12404

Owner

425 Meredith Ave is owner-occupied and held in a trust since April 2014.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 16, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 2, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2014 · Amount on File
Deed Sale	Apr 10, 2014 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	201413819
Prior Transfer Date	Apr 5, 1994
Prior Transfer Doc	0000022227
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 27, 2026
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Document Number	0000012861
Instrument Date	Mar 23, 2026
Instrument	202612861
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	TITLE 365- NLSE, TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000027727
Date	Sep 20, 2023
Instrument	2023027727

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000013291
Date	Feb 19, 2021
Instrument	2021013291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Document Number	0000014084
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 MEREDITH AVE NIPOMO CA 934448953, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000014084
Date	Mar 20, 2020
Instrument	14084

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Document Number	0000032510
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 MEREDITH AVE NIPOMO CA 934448953, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000032510
Date	Aug 9, 2019
Instrument	32510

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Document Number	0000011120
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 MEREDITH AVE NIPOMO CA 934448953, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000011120
Date	Mar 21, 2018
Instrument	11120

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	425 MEREDITH AVE, NIPOMO, CA 93444-8953
Document Number	0000025106
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 MEREDITH AVE NIPOMO CA 934448953, NIPOMO, CA 93444-8953

Mortgage

Document Number	0000025106
Date	Jun 8, 2017
Instrument	25106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Meredith Ave was $5,615, up 11.9% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,664 (+1.85%) Land $206,307 Building $329,357
2025	$5,615.00 (+11.92%)	$525,944 Land $202,262 Building $323,682
2024	$5,017.00 (+1.15%)
2023	$4,960.00 (+1.54%)	$467,172 Land $194,409 Building $272,763
2022	$4,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 Meredith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Meredith Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi.

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