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425 Meadow Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 425 Meadow Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage2,690 sqft Living Area
Lot Size1.66 acres
OccupancyOwner Occupied
Last Sale$2,155,000 (2021)
Tax Bill$26,836.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-194-07
Alternative APN
  • 105-194-07-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,690 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood Construction
Lot Area72,310 sqft

Utilities and HVAC

SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address425 MEADOW RD
CityAPTOS
StateCA
Zip95003-9786
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 811
Legal SubdivisionMEADOWS TR #811
Legal Tract811
Legal Lot Number18
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1000
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-194-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 MEADOW RD, APTOS, CA 95003-9786
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 30, 2021Intrafamily Transfer, Transfer
Mar 22, 2021Grant Deed, Transfer · Conventional Mortgage
AXOS BANK
Oct 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleMay 28, 2002 · Amount on Record
Deed Doc Number202116555
Last Transfer DateJun 25, 2021
Transfer Doc0000035290
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address425 MEADOW RD, APTOS, CA 95003-9786
Transaction TypeMortgage
Record UpdatedOct 05, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 MEADOW RD, APTOS, CA 95003-9786

Mortgage

Document Number0000048874
DateSep 24, 2021
Instrument2021-0048874
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateOct 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.12%
IndexOther
Max Rate7.12%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 30, 2021
Property Address425 MEADOW RD, APTOS, CA 95003-9786
Document Number0000035290
Map ReferenceMB 74 PG 40
Instrument DateJun 25, 2021
Instrument2021-0035290
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address425 MEADOW RD, APTOS, CA 95003-9786

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 22, 2021
Property Address425 MEADOW RD, APTOS, CA 95003-9786
Document Number0000016555
Map ReferenceMB 74 PG 40
Instrument DateMar 17, 2021
Instrument2021-0016555
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,370.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 MEADOW RD, APTOS, CA 95003-9786

Mortgage

Document Number0000016556
DateMar 22, 2021
Instrument2021-0016556
Lender
NameAXOS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateApr 01, 2026
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change1.06%
Index1-Year LIBOR
Max Rate1.06%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address425 MEADOW RD, APTOS, CA 95003-9786
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031106
DateOct 15, 2018
Instrument2018-0031106
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,379,294 (+2%) Land $1,766,529 Building $612,765
2025$26,836.00 (+9.03%) Homeowner's exemption$2,332,641 (+4.04%) Land $1,731,891 Building $600,750
2023$24,613.00 (+1.77%) Homeowner's exemption$2,242,062 Land $1,664,640 Building $577,422$2,069,730
2022$24,185.00

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