425 McKinstrys Mill Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 425 McKinstrys Mill Rd, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1889
Square Footage	2,182 sqft Total Area
Lot Size	13,910 sqft (0.319 acres)
Garage	Detached, 616 sqft
Occupancy	Owner Occupied
Last Sale	$160,000 (2014)
Tax Bill	$2,314.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-001181`
Alternative APN	`001181`

Interior

Full Baths	2 Baths
Building Area	2,182 sqft Total Area
Attic Area	200 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Asbestos Exterior
Roof Material	Metal Roof
Lot Area	13,910 sqft (0.319 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	616 sqft Garage
Deck Area	15 sqft Deck
Porch Area	434 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	001181
Street Address	425 MCKINSTRYS MILL RD
City	UNION BRIDGE
State	MD
Zip	21791-8827
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 13910 SQ FT 425 MCKINSTRYS MILL RD LINWOOD
Legal Subdivision	LINWOOD
Jurisdiction	CARROLL MD
Minor Civil Division	11, NEW WINDSOR
Census Blockgroup	3
Census Block	3000
Census Tract	511000

Owner

Source: Carroll County records · APN 11-001181

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 MCKINSTRYS MILL RD, UNION BRIDGE, MD 21791-8827
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2014 · Amount on Record
Deed Sale	Mar 11, 2014 · Amount on Record
Prior Sale	Jun 15, 2006
Deed Book / Page	7615 / 278
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 MCKINSTRYS MILL RD, UNION BRIDGE, MD 21791-8827
Document Number	0099400380
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MCKINSTRYS MILL RD UNION BRIDGE MD 217918827, UNION BRIDGE, MD 21791-8827

Mortgage

Document Number	0099400380
Date	Nov 09, 2020
Book Page	009940/000380

Lender

Name	ACNB BK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Nov 08, 2035

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,433 (+15.12%)	$225,600 (+19.3%) Land $93,300 Building $132,300
2025	$2,314.00 (+10.45%)
2023	$2,095.00	$185,400	$189,100 Land $83,300 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.