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425 Maxwell Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 425 Maxwell Rd, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1999
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Aug 2026)
Tax Bill$1,896 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN091-013-200-001-00

Property Details

APN / Parcel Number

Primary APN091-013-200-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,636 sqft Building Perimeter
1st Floor Area1,328 sqft
Basement Area1,328 sqft
Unfinished Basement1,328 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area348,480 sqft (8 acres)
Garage Area1,008 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address425 MAXWELL RD
CityCHEBOYGAN
StateMI
Zip49721-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 OF N1/2 OF NW1/4 OF NE1/4, SEC 13, T37N,R2W *EXC: THAT PT W OF MCRR R/W 728/450;840/431;955/576;1563/631;1568/478
Legal Range02W
Legal Township037
Legal Section13
JurisdictionCHEBOYGAN MI
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3045
Census Tract960300

Owner

Source: Cheboygan County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1485 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8425
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK
Aug 3, 2026Warranty Deed, Transfer · Conventional Mortgage
CITIZENS NATIONAL BANK
Nov 10, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on Record
Deed SaleAug 3, 2026 · Amount on Record
Prior SaleSep 11, 2025
Deed Book / Page1588 / 942
Prior Transfer DateNov 6, 2025
Prior Transfer Doc001568/478
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Recording DateAug 3, 2026
Property Address425 MAXWELL RD, CHEBOYGAN, MI 49721-9603
Document Number1588000945
Book / Page1588 / 945
Instrument DateJul 23, 2026
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1485 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8425

Mortgage

Document Number1588000945,
DateAug 3, 2026
Book Page1588/945
Lender
NameCITIZENS NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 3, 2026
Property Address425 MAXWELL RD, CHEBOYGAN, MI 49721-9603
Document Number1588000942
Book / Page1588 / 942
Instrument DateJul 23, 2026
Transaction TypeTransfer
Record UpdatedAug 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1485 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-8425

Mortgage

Document Number1588000945,
DateAug 3, 2026
Book Page1588/945
Lender
NameCITIZENS NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.49%
Max Rate-1%

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateNov 10, 2025
Property Address425 MAXWELL RD, CHEBOYGAN, MI 49721-9603
Document Number001568/478
Book / Page1568 / 478
Instrument DateNov 6, 2025
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16193 ROAD S, COLUMBUS GROVE, OH 45830-9265

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionInverness Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,600 (+12.28%)$285,200 (+12.28%)
2025$1,896.00 (+2.99%) Homeowner's exemption$127,000 (+24.88%)$254,000 (+24.88%)
2024$1,841.00 (+7.66%)
2023$101,700$203,400
2022$1,710.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Presque Isle Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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