425 Maple Grove Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 425 Maple Grove Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1995
Lot Size	12 acres (524,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`012-011-026-10`

Property Details

APN / Parcel Number

Primary APN	`012-011-026-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	1,509 sqft
Unfinished Basement	1,509 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	524,027 sqft (12 acres)
Garage Area	832 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 MAPLE GROVE RD
City	LAPEER
State	MI
Zip	48446-3281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 11 T7N R10E PARCEL B BEG AT W 1/4 OF SEC N 334.89 FT TO POB TH E 592.25 FT TH N 371.04 FT TH E 232.48 FT TH N 574.95 FT
Legal Range	10E
Legal Township	07N
Legal Section	11
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3008
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 MAPLE GROVE RD, LAPEER, MI 48446-3281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 23, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Deed Book / Page	3489 / 469
Prior Transfer Date	Nov 13, 2025
Prior Transfer Doc	0034890469
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 19, 2025
Property Address	425 MAPLE GROVE RD, LAPEER, MI 48446-3281
Document Number	0034890469
Book / Page	3489 / 469
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	HUNTINGTON TITLE, RHUNTINGTON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 LAKESHORE DR, COLUMBIAVILLE, MI 48421-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	425 MAPLE GROVE RD, LAPEER, MI 48446-3281

Mortgage

Document Number	0003489471
Date	Nov 19, 2025
Instrument	3489/471

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	425 MAPLE GROVE RD, LAPEER, MI 48446-3281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	A.S.K. SERVICES, INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029620420
Date	May 23, 2018
Book Page	2962/420

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,500 (+13.61%)	$379,000 (+13.61%)
2025	$1,993.00 (+4.02%) Homeowner's exemption	$166,800 (+9.95%)	$333,600 (+9.95%)
2024	$1,916.00 (+10.18%)
2023		$151,700	$303,400
2022	$1,739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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