425 Main St, Waterloo, AL 35677 Property Records

Lauderdale County property record for 425 Main St, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,136 sqft · built 1954
Lot Size	0.598 acres (26,080 sqft)
Owner	Individual Name on Record
Tax Bill	$473 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-01-01-1-002-033-000`

Property Details

APN / Parcel Number

Primary APN	`11-01-01-1-002-033-000`
Alternative APNs	`010274` `110659` `10274` `5587`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,080 sqft (0.598 acres)
Lot Dimensions	219 ft deep x 118 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	110659
Street Address	425 MAIN ST
City	WATERLOO
State	AL
Zip	35677-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	A LOT 118.56 X 219.91 PT OF SW/4 OF NE/4 SEC 01 T2S R15W FI 95 121 FR 55
Legal Range	15W
Legal Township	02S
Legal Section	01
Legal Lot Number	118
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1075
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 MAIN ST, WATERLOO, AL 35677-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2023
Transfer Doc	2023/36447
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 29, 2023
Property Address	425 MAIN ST, WATERLOO, AL 35677-4414
Document Number	2023/36447
Book / Page	2023 / 36447
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 MAIN ST, WATERLOO, AL 35677-4414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MAIN ST, WATERLOO, AL 35677-4414

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Waterloo Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 Homeowner's exemption Senior Citizen's exemption	$13,200 (+6.97%)	$137,340 (+11.42%) Land $13,600 Building $123,740
2024	Homeowner's exemption Senior Citizen's exemption	$12,340 (+476.64%) Land $1,140 Building $11,200	$123,260 (+5.05%) Land $11,300 Building $111,960
2023	$1,011.00 (+31.47%)	$2,140 (-87.8%) Land $2,140	$117,340 (+33.8%) Land $10,700 Building $106,640
2022	$769.00	$17,540	$87,700 Land $11,600 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20