425 Main St, Ostrander, MN 55961 Property Records

Fillmore County property record for 425 Main St, Ostrander, MN 55961

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,115 sqft · built 1950
Lot Size	0.227 acres (9,906 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,684 (2026)
Deeds & Mortgages	Aug 2019 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.0040.010`

Property Details

APN / Parcel Number

Primary APN	`34.0040.010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,115 sqft Heated Area
Gross Area	1,380 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	9,906 sqft (0.227 acres)
Lot Dimensions	78 ft deep x 127 ft wide
Garage Area	240 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 MAIN ST
City	OSTRANDER
State	MN
Zip	55961-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-102 RANGE-013 BEG AT PT 1754' S NW COR SEC 29 S127' E111' N127' W111' TO BEG
Legal Range	13
Legal Township	102
Legal Section	29
Jurisdiction	FILLMORE MN
Township / Civil Division	OSTRANDER
Census Block Group	1
Census Block	1061
Census Tract	960300

Owner

425 Main St is owned and occupied by two individuals who acquired it in January 2011.

Source: Fillmore County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 MAIN ST, OSTRANDER, MN 55961-5022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MINNWEST BANK
Aug 10, 2018	Quit Claim Deed, Transfer SECURITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2011
Transfer Doc	382480
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	425 MAIN ST, OSTRANDER, MN 55961-5022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423009
Date	Aug 15, 2019
Instrument	423009

Lender

Name	MINNWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2024

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 10, 2018
Property Address	425 MAIN ST, OSTRANDER, MN 55961-5022
Document Number	000000418488
Instrument Date	Jul 31, 2018
Instrument	000000418488
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MAIN ST, OSTRANDER, MN 55961-5022

Mortgage

Document Number	000000418489
Date	Aug 10, 2018
Instrument	000000418489

Lender

Name	SECURITY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 425 Main St was $1,684 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Ostrander City
Unified School District	LeRoy-Ostrander Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,684.00 Homeowner's exemption	$128,400 (+3.38%) Land $16,900 Building $111,500	$128,400 (+3.38%) Land $16,900 Building $111,500
2025		$124,200 Land $16,900 Building $107,300	$124,200 Land $16,900 Building $107,300
2023		$114,900 Land $16,900 Building $98,000	$114,900 Land $16,900 Building $98,000
2020	$946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ostrander serves 256 people · EPA ID MN1230008
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Harmony Telephone Company Fixed Wireless	50 / 10
Acentek DSL	30 / 5

May also be available: Hiawatha Broadband Communications.

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