425 Main St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 425 Main St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 1900
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$46,500 (Apr 2024)
Tax Bill	$1,028 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3427203013`

Property Details

APN / Parcel Number

Primary APN	`3427203013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
1st Floor Area	812 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	425 MAIN ST
City	MC GREGOR
State	IA
Zip	52157-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JMJ LOT 13 BLK 13
Legal Subdivision	JAMES MCGREGOR JRS ADD
Legal Block	13
Legal Lot Number	13
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1007
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clayton County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 MAIN ST, MC GREGOR, IA 52157-8767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	2024R00893
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Apr 16, 2024
Property Address	425 MAIN ST, MC GREGOR, IA 52157-8767
Document Number	2024R00893
Instrument Date	Apr 12, 2024
Instrument	2024R00893
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MAIN ST, MC GREGOR, IA 52157-8767

Mortgage

Document Number	2024R00894
Date	Apr 16, 2024
Instrument	2024R00894

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,898 (-20.57%) Land $11,889 Building $45,009	$56,898 (-20.57%) Land $11,889 Building $45,009
2024	$1,028.00 (+11.26%)
2023		$71,635 Land $10,338 Building $61,297	$71,635 Land $10,338 Building $61,297
2022	$924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1986–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20