Morris County and Chatham Borough property record for 425 Main St, Chatham, NJ 07928
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.564 acres (24,576 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,045,000 (Nov 2019) |
| Tax Bill | $39,277 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2019 Sale & Mortgage |
| APN | 04-00084-0000-00003 |
| Primary APN | 04-00084-0000-00003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,576 sqft (0.564 acres) |
|---|---|
| Lot Dimensions | 192 ft deep x 128 ft wide |
| Account Number | 30318005 |
|---|---|
| Street Address | 425 MAIN ST |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-2105 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | B-2 |
| Legal Description | ADDITIONAL LOTS: LOT 2 & 4 |
| Legal Block | 84 |
| Legal Lot Number | 3 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 42700 |
425 Main St, a commercial property, is owned by a company that bought it in November 2019.
Source: Morris County and Chatham Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 422 THOMAS ST, 100, BETHLEHEM, PA 18015-3316 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA |
| Nov 22, 2019 | Deed, Transfer · Commercial Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Deed Document Number | 201967378 |
| Deed Book / Page | 23661 / 1982 |
| Prior Transfer Date | Jul 23, 1999 |
| Prior Transfer Doc | 0000100809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 425 MAIN ST, CHATHAM, NJ 07928-2105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0237151443 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 23715/1443 |
| Instrument | 2020010431 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Nov 22, 2019 |
| Property Address | 425 MAIN ST, CHATHAM, NJ 07928-2105 |
| Document Number | 0236611982 |
| Book / Page | 23661 / 1982 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019067378 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | LAND SERVICES USA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,869.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 PAULS WAY, 274, DORSET, VT 05251 |
| Name | Verified Name |
|---|---|
| Address | 422 THOMAS ST # 100, 100, BETHLEHEM, PA 18015-3316 |
| Document Number | 2019067379 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019067379 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 40 Months |
| Due | Mar 2, 2023 |
Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Chatham Borough |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,426,000 (-) Land $250,000 Building $2,176,000 | $2,426,000 (-) Land $250,000 Building $2,176,000 | |
| 2025 | $2,426,000 Land $250,000 Building $2,176,000 | $2,426,000 Land $250,000 Building $2,176,000 | |
| 2024 | $39,277.00 | ||
| 2023 | $2,426,000 Land $250,000 Building $2,176,000 | $2,426,000 Land $250,000 Building $2,176,000 | |
| 2022 | $30,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 425 Main St; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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