425 M L King Dr, Commerce, TX 75428 Property Records

Hunt County property record for 425 M L King Dr, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 650 sqft · built 1980
Lot Size	0.289 acres (12,575 sqft)
Owner	Company Name on Record
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`4380-0860-0110-31`

Property Details

APN / Parcel Number

Primary APN	`4380-0860-0110-31`
Alternative APNs	`R70476` `70476`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,575 sqft (0.289 acres)
Lot Dimensions	175 ft deep x 72 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	425 M L KING DR
City	COMMERCE
State	TX
Zip	75428-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 86 LOT 1/2 OF 11 ACRES .2887
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	86
Legal Lot Number	11
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3050
Census Tract	960500

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14804 LAKE FOREST DR, DALLAS, TX 75254-7616
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage GUARANTY BK
Jul 10, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	425 M L KING DR, COMMERCE, TX 75428-2744
Document Number	0000013442
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 M L KING DR COMMERCE TX 754282744, COMMERCE, TX 75428-2744

Mortgage

Document Number	0000013442
Date	Sep 12, 2019
Instrument	13442

Lender

Name	GUARANTY BK
Type	Bank
Address	COMMERCE, TX 75429-0982

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 10, 2019
Property Address	425 M L KING DR, COMMERCE, TX 75428-2744
Document Number	0000009553
Instrument Date	Jul 3, 2019
Instrument	9553
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5408 WESCOTT LN DALLAS TX 752875414, DALLAS, TX 75287-5414

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00 (-1.45%)	$78,260 (+16.86%) Land $36,590 Building $41,670	$78,260 (+16.86%) Land $36,590 Building $41,670
2024	$2,071.00 (+38.81%)
2023		$66,970 Land $26,280 Building $40,690	$66,970 Land $26,280 Building $40,690
2022	$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Peoples Communications, Verizon.

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