Chenango County and Bainbridge Town property record for 425 Lyon Rd, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 2010 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Sep 2021) |
| Tax Bill | $7,172 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082289 264.-1-20.53 |
| Primary APN | 082289 264.-1-20.53 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,756 sqft |
| Finished Basement | 1,756 sqft |
| Unfinished Basement | 1,756 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Canopy | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 425 LYON RD |
|---|---|
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 20.530 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970901 |
425 Lyon Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Chenango County and Bainbridge Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 LYON RD, BAINBRIDGE, NY 13733-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Jun 3, 2010 · Amount on File |
| Deed Document Number | 2021202100001560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Sep 16, 2021 |
| Property Address | 425 LYON RD, BAINBRIDGE, NY 13733-3212 |
| Document Number | 2021000001560 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 20210-00001560 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 JOHNSON ST, BAINBRIDGE, NY 13733-1117 |
| Document Number | 21000002228 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 210-00002228 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 425 Lyon Rd was $7,172, up 0.9% from the year before.
Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Bainbridge Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,172.00 (+0.87%) | ||
| 2025 | $7,110.00 | $179,500 Land $18,200 Building $161,300 | $263,971 Land $26,765 Building $237,206 |
| 2023 | $179,500 Land $18,200 Building $161,300 | $224,375 Land $22,750 Building $201,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Lyon Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Lyon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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