Wake County property record for 425 Lp Rd, Garner, NC 27529
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 5,880 sqft · built 1985 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Dec 1988) |
| Tax Bill | $8,052 (2023) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701.12-86-5731 0141581 |
| Primary APN | 1701.12-86-5731 0141581 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,880 sqft Heated Area |
| Gross Area | 12,880 sqft |
| 1st Floor Area | 12,096 sqft |
| Attic Area | 1,100 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 47,916 sqft (1.1 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 0141581 |
|---|---|
| Old Parcel Number | 014158101 |
| Street Address | 425 LOOP RD |
| City | GARNER |
| State | NC |
| Zip | 27529-2569 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | LI |
| Legal Description | LO3 PROP VIC BYRD BM1973-63 |
| Legal Township | 16 |
| Legal Subdivision | VIC BYRD 02 |
| Legal Lot Number | 3 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 54502 |
Source: Wake County records · APN 1701.12-86-5731 0141581
Assessment roll updated January 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9408 MIDDLEBERRY LN, RALEIGH, NC 27603-9211 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit KS BANK INC |
| Jan 02, 2020 | Deed of Trust, Mortgage · Line of Credit KS BK INC |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit KS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 1988 · Amount on Record |
| Deed Sale | Dec 16, 1988 · Amount on Record |
| Deed Document Number | 0004405432 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 425 LOOP RD, GARNER, NC 27529-2569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9408 MIDDLEBERRY LN, RALEIGH, NC 27603-9211 |
| Document Number | 186361503 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 18636/1503 |
| Name | KS BANK INC |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 425 LOOP RD, GARNER, NC 27529-2569 |
| Document Number | 177091623 |
| Instrument Date | Jan 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9408 MIDDLEBERRY LN RALEIGH NC 276039211, RALEIGH, NC 27603-9211 |
| Document Number | 177091623 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 017709/001623 |
| Name | KS BK INC |
|---|---|
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 425 LOOP RD, GARNER, NC 27529-2569 |
| Document Number | 168600139 |
| Book / Page | 016860 / 000139 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 LOOP RD GARNER NC 275292569, GARNER, NC 27529-2569 |
| Document Number | 168600139 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 016860/000139 |
| Name | KS BK |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County records · Assessment roll updated January 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,052.00 | $627,142 Land $95,832 Building $531,310 | $627,142 Land $95,832 Building $531,310 |
Source: FEMA National Flood Hazard Layer as of September 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Google Fiber, T-Mobile USA.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RALEIGH serves 650,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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