425 Lone Pine St, Roscommon, MI 48653 Property Records

Roscommon County property record for 425 Lone Pine St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 1991
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Jun 2023 Refinance May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-720-013-0000`

Property Details

APN / Parcel Number

Primary APN	`007-720-013-0000`

Interior

Full Baths	2 Baths
Building Area	2,240 sqft Building Perimeter
1st Floor Area	1,568 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 LONE PINE ST
City	ROSCOMMON
State	MI
Zip	48653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-589 P-124 244 425 LONE PINE 48627 LOTS 13-15 BLK 10 SHOPPENEGONS LODGE
Legal Subdivision	SHOPPENEGONS LODGE
Legal Block	10
Legal Lot Number	13-15
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	1
Census Block	1085
Census Tract	970500

Owner

425 Lone Pine St is owned and occupied by an individual who acquired it in May 2023.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 49, HIGGINS LAKE, MI 48627-0049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HORIZON BANK
May 18, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 11, 2023
Transfer Doc	001184/814
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	425 LONE PINE ST, ROSCOMMON, MI 48653
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01184/1380
Date	Jun 14, 2023
Book Page	1184/1380
Instrument	202300003677

Lender

Name	HORIZON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 18, 2023
Property Address	425 LONE PINE ST, ROSCOMMON, MI 48653
Document Number	001184/814
Book / Page	1184 / 814
Instrument Date	May 11, 2023
Instrument	202300003111
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 BURNS AVE, YPSILANTI, MI 48197-4412

Tax Assessment & Valuation

The 2025 property tax bill for 425 Lone Pine St was $2,463 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,700 (+11.78%)	$455,400 (+11.78%)
2025	$2,463.00 Homeowner's exemption	$203,700	$407,400
2023		$148,800	$297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Lone Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Lone Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Pine St

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