425 Lily Dr, Merced, CA 95341 Property Records

Merced County property record for 425 Lily Dr, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,654 sqft · built 2005
Lot Size0.123 acres (5,354 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Dec 2021)
Tax Bill$5,242 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Apr 2020 Transfer
+ 3 more
Flood ZoneZone AO (high risk)
APN061-531-046-000

Property Details

APN / Parcel Number

Primary APN061-531-046-000
Alternative APN
  • 061-531-046

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,654 sqft Living Area
Gross Area2,095 sqft
1st Floor Area1,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area5,354 sqft (0.123 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number061-531-046
Street Address425 LILY DR
CityMERCED
StateCA
Zip95341-7747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionSANDCASTLE SUBDIVISION PHASE 1 LOT 240
Legal SubdivisionSANDCASTLE SUB
Legal Lot Number240
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2019
Census Tract2601

Owner

425 Lily Dr is owned and occupied by an individual who bought it in December 2021.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address425 LILY DR, MERCED, CA 95341-7747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Grant Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 21, 2020Quit Claim Deed, Transfer
TRANSCOUNTY TITLE COMPANY
Apr 21, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Apr 21, 2020Quit Claim Deed, Transfer
TRANSCOUNTY TITLE COMPANY
Sep 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on File
Deed SaleDec 3, 2021 · Amount on File
Prior SaleApr 21, 2020
Deed Document Number202153567
Prior Transfer DateApr 14, 2020
Prior Transfer Doc0000012933
Record UpdatedOct 29, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 3, 2021
Property Address425 LILY DR, MERCED, CA 95341-7747
Document Number0000053567
Map ReferenceMB 61 PG 18-20
Instrument DateNov 30, 2021
Instrument2021053567
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 LILY DR, MERCED, CA 95341-7747

Mortgage

Document Number0000053568
DateDec 3, 2021
Instrument2021053568
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateApr 21, 2020
Property Address425 LILY DR, MERCED, CA 95341-7747
Document Number0000012931
Instrument DateApr 9, 2020
Instrument12931
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5165 FLEMING RD ATWATER CA 953019436, ATWATER, CA 95301-9436

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 21, 2020
Property Address425 LILY DR, MERCED, CA 95341-7747
Document Number0000012932
Instrument DateApr 9, 2020
Instrument12932
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747

Mortgage

Document Number12934
DateApr 21, 2020
Instrument12934
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 20, 2050

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateApr 21, 2020
Property Address425 LILY DR, MERCED, CA 95341-7747
Document Number0000012933
Instrument DateApr 2, 2020
Instrument12933
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address425 LILY DR, MERCED, CA 95341-7747
Document Number0000029537
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747

Mortgage

Document Number0000029537
DateSep 18, 2019
Instrument29537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 425 Lily Dr was $5,242 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$389,673 (+2%) Land $86,593 Building $303,080
2025$5,242.00 Homeowner's exemption$382,034 Land $84,896 Building $297,138
2023$4,961.00 (+1.43%)$367,200 Land $81,600 Building $285,600
2022$4,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 Lily Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Lily Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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