Merced County property record for 425 Lily Dr, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,654 sqft · built 2005 |
| Lot Size | 0.123 acres (5,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2021) |
| Tax Bill | $5,242 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2020 Transfer + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-531-046-000 |
| Primary APN | 061-531-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,095 sqft |
| 1st Floor Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 5,354 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-531-046 |
|---|---|
| Street Address | 425 LILY DR |
| City | MERCED |
| State | CA |
| Zip | 95341-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | SANDCASTLE SUBDIVISION PHASE 1 LOT 240 |
| Legal Subdivision | SANDCASTLE SUB |
| Legal Lot Number | 240 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2601 |
425 Lily Dr is owned and occupied by an individual who bought it in December 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 21, 2020 | Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY |
| Apr 21, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 21, 2020 | Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | Apr 21, 2020 |
| Deed Document Number | 202153567 |
| Prior Transfer Date | Apr 14, 2020 |
| Prior Transfer Doc | 0000012933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 3, 2021 |
| Property Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000053567 |
| Map Reference | MB 61 PG 18-20 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021053567 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000053568 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021053568 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 21, 2020 |
| Property Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000012931 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 12931 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5165 FLEMING RD ATWATER CA 953019436, ATWATER, CA 95301-9436 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 21, 2020 |
| Property Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000012932 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 12932 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747 |
| Document Number | 12934 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 12934 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 21, 2020 |
| Property Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000012933 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 12933 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 425 LILY DR, MERCED, CA 95341-7747 |
| Document Number | 0000029537 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 LILY DR MERCED CA 953417747, MERCED, CA 95341-7747 |
| Document Number | 0000029537 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 29537 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2049 |
The 2025 property tax bill for 425 Lily Dr was $5,242 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $389,673 (+2%) Land $86,593 Building $303,080 | |
| 2025 | $5,242.00 Homeowner's exemption | $382,034 Land $84,896 Building $297,138 |
| 2023 | $4,961.00 (+1.43%) | $367,200 Land $81,600 Building $285,600 |
| 2022 | $4,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 425 Lily Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 4 (2017–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Lily Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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