425 Lemen Settlement Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 425 Lemen Settlement Rd, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,964 sqft · built 1985
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Nov 2012)
Tax Bill$4,753 (2025)
Deeds & MortgagesMay 2026 Mortgage
APN03-01-0-200-030

Property Details

APN / Parcel Number

Primary APN03-01-0-200-030

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,964 sqft Living Area
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2004
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area50,094 sqft (1.15 acres)
Garage TypeMixed
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area90 sqft
Deck Area156 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address425 LEMEN SETTLEMENT RD
CityO FALLON
StateIL
Zip62269-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEMEN SETTLEMENT LOT B A02341739
Legal SubdivisionLEMEN SETTLEMENT
Legal Block200
Legal Lot NumberB
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3017
Census Tract503404

Owner

425 Lemen Settlement Rd is owned and occupied by two individuals who bought it in November 2012.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address425 LEMEN SETTLEMENT RD, O FALLON, IL 62269-6205
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2012 · Amount on File
Deed SaleNov 28, 2012 · Amount on File
Deed Document Number20122341739
Prior Transfer DateNov 14, 2012
Prior Transfer Doc00A2341738
Record UpdatedOct 29, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateMay 28, 2026
Property Address425 LEMEN SETTLEMENT RD, O FALLON, IL 62269-6205
Document Number0A02884824
Instrument DateMay 13, 2026
Instrument20262884824
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 LEMEN SETTLEMENT RD, O FALLON, IL 62269-6205

Mortgage

Document Number0002884824,
DateMay 28, 2026
Instrument20262884824
Lender
NameCARROLLTON BANK
Agreement
AmountAmount on Record
Term12 Months
DueMay 13, 2027
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Lemen Settlement Rd was $4,753 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,753.00 (+10.13%) Homeowner's exemption$76,051 (+10.11%) Land $13,591 Building $62,460$228,153 (+10.11%) Land $40,773 Building $187,380
2024$4,316.00$69,068 Land $12,343 Building $56,725$207,204 Land $37,029 Building $170,175
2022$57,544 Land $10,704 Building $46,840$172,632 Land $32,112 Building $140,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 425 Lemen Settlement Rd; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Lemen Settlement Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lemen Settlement Rd

Nearby Streets

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