425 Lafayette St, Lowell, MI 49331 Property Records

Kent County property record for 425 Lafayette St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1880
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Feb 2019)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-257-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-257-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 LAFAYETTE ST
City	LOWELL
State	MI
Zip	49331-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 74 FT OF LOT 3 BLK 6 * KING & AMPHLETT'S ADD
Legal Subdivision	KING & AMPHLETTS ADD
Legal Block	6
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	12004

Owner

425 Lafayette St is owned and occupied by two individuals who bought it in February 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 LAFAYETTE ST, LOWELL, MI 49331-1452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Feb 4, 2019	Quit Claim Deed, Transfer SAFE TITLE INC
Feb 4, 2019	Quit Claim Deed, Transfer SAFE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Aug 30, 1989 · Amount on File
Deed Document Number	20197309
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	0000007306
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 4, 2019
Property Address	425 LAFAYETTE ST, LOWELL, MI 49331-1452
Document Number	0000007309
Map Reference	LB 2 PG 55
Instrument Date	Jan 17, 2019
Instrument	20190204-0007309
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 POPLAR RDG, 90, GRAND HAVEN, MI 49417-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LAFAYETTE ST, LOWELL, MI 49331-1452

Mortgage

Document Number	0000007310
Date	Feb 4, 2019
Instrument	20190204-0007310

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 4, 2019
Property Address	425 LAFAYETTE ST, LOWELL, MI 49331-1452
Document Number	0000007308
Instrument Date	Jan 16, 2019
Instrument	7308
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	SAFE TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 POPLAR RDG GRAND HAVEN MI 494172425, GRAND HAVEN, MI 49417-2425

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 4, 2019
Property Address	425 LAFAYETTE ST, LOWELL, MI 49331-1452
Document Number	0000007306
Instrument Date	Jan 14, 2019
Instrument	7306
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	SAFE TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	90 POPLAR RDG GRAND HAVEN MI 494172425, GRAND HAVEN, MI 49417-2425

Tax Assessment & Valuation

The 2025 property tax bill for 425 Lafayette St was $2,802.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,200 (+12.36%)	$236,400 (+12.36%)
2025	$2,802.00 Homeowner's exemption	$105,200	$210,400
2023		$92,100	$184,200
2019	$2,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Lafayette St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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