425 Lacey Oak Loop, San Marcos, TX 78666 Property Records

Hays County property record for 425 Lacey Oak Loop, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 2018
Lot Size	0.139 acres (6,069 sqft)
Owner	Individual Name on Record
Last Sale	$395,675 (Feb 2026)
Tax Bill	$6,806 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`110636000B037002`

Property Details

APN / Parcel Number

Primary APN	`110636000B037002`
Alternative APN	`R150439`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,841 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,069 sqft (0.139 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R150439
Street Address	425 LACEY OAK LOOP
City	SAN MARCOS
State	TX
Zip	78666-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCO VISTA TRACT A, BLOCK B, LOT 37
Legal Subdivision	BLANCO VISTA TRACT A
Legal Tract	A
Legal Block	B
Legal Lot Number	37
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1071
Census Tract	10905

Owner

Source: Hays County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A+ FCU
Feb 4, 2026	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2019	Vendor's Lien, Transfer JET HOMELOANS LLC
Mar 7, 2018	Loan Modification, Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20263727
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050526
Date	Sep 14, 2021
Instrument	21050526

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009546
Date	Mar 24, 2023
Instrument	23009546

Lender

Name	A+ FCU
Type	Credit Union
Address	AUSTIN, TX 78723

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Feb 4, 2026
Property Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Document Number	0000003727
Map Reference	DOC 16038429
Instrument Date	Feb 4, 2026
Instrument	26003727
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9518 ROYAL OAK BLVD, SAN MARCOS, TX 78666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895

Mortgage

Document Number	0000003728
Date	Feb 4, 2026
Instrument	26003728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Apr 18, 2019
Property Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Document Number	0000012501
Map Reference	DOC 16038429
Instrument Date	Apr 16, 2019
Instrument	19012501
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY, 14701, JACKSONVILLE, FL 32256-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895

Mortgage

Document Number	0000012502
Date	Apr 18, 2019
Instrument	19012502

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYS TX
Recording Date	Mar 7, 2018
Property Address	425 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Instrument Date	Mar 5, 2018
Instrument	8008
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0000008008
Date	Mar 7, 2018
Instrument	8008

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR # E, TROY, MI 48098-2639

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,081 (+9.25%) Land $81,420 Building $281,661	$363,081 (-7.89%) Land $81,420 Building $281,661
2024	$6,806.00 (+703.54%)
2023		$332,339 Land $88,500 Building $305,683	$394,183 Land $88,500 Building $305,683
2018	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Brightspeed, Verizon.

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