425 Kiser Ln, Locust, NC 28097 Property Records

Stanly County property record for 425 Kiser Ln, Locust, NC 28097 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,717 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$331,500 (Mar 2023)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557503234401`

Property Details

APN / Parcel Number

Primary APN	`557503234401`
Alternative APNs	`1539306` `1518947` `140446`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,717 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1539306
Street Address	425 KISER LN
City	LOCUST
State	NC
Zip	28097-0109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 425 KISER LN LOT 207 557503561
Legal Lot Number	207
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records · APN 557503234401

Assessment roll updated August 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 KISER LN, LOCUST, NC 28097-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	2023456505
Deed Book / Page	1816 / 88
Record Updated	Jun 08, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 29, 2022
Property Address	425 KISER LN, LOCUST, NC 28097-0109
Document Number	0000448626
Book / Page	1791 / 890
Map Reference	MB 28 PG 93
Instrument Date	May 20, 2022
Instrument	448626
Transaction Type	Transfer
Record Updated	Oct 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 KISER LN, LOCUST, NC 28097-0109

Mortgage

Document Number	0000448627
Date	Jun 29, 2022
Instrument	448627

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (+18.99%)	$418,958 (+40.99%) Land $65,000 Building $353,958	$418,958 (+40.99%) Land $65,000 Building $353,958
2023	$3,239.00	$297,157 Land $30,000 Building $267,157	$297,157 Land $30,000 Building $267,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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