Virginia Beach City property record for 425 Kellam Rd, Virginia Beach, VA 23462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,871 sqft · built 1959 |
| Lot Size | 0.177 acres (7,717 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Feb 2021 Mortgage + 1 more |
| APN | 1477-27-1073 |
| Primary APN | 1477-27-1073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,871 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,717 sqft |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 425 KELLAM RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23462-5526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | ARAGONA VILLAGE SEC 11 LOT R BK 13 |
| Legal Section | 06 |
| Legal Subdivision | ARAGONA VILLAGE |
| Legal Block | 13 |
| Legal Lot Number | R |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41004 |
The current owner of 425 Kellam Rd acquired it in June 2013.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 425 KELLAM RD, VIRGINIA BEACH, VA 23462-5526 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST WASHINGTON MORTGAGE |
| Aug 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2013 |
| Transfer Doc | 0000737060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 425 KELLAM RD, VIRGINIA BEACH, VA 23462-5526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001316 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 202303031316 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NORFOLK, VA 23502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 17, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 425 KELLAM RD, VIRGINIA BEACH, VA 23462-5526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NATIC |
| Name | Verified Name |
|---|
| Document Number | 0000001702 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202100011702 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 425 KELLAM RD, VIRGINIA BEACH, VA 23462-5526 |
| Document Number | 0000709310 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 425 KELLAM RD VIRGINIA BEACH VA 234625526, VIRGINIA BEACH, VA 23462-5526 |
| Document Number | 0000709310 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 709310 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 425 Kellam Rd was $3,206.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,206.00 | $330,600 Land $135,000 Building $195,600 | $330,600 Land $135,000 Building $195,600 |
| 2023 | $3,038.00 | $306,900 Land $120,000 Building $186,900 | $306,900 Land $120,000 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 425 Kellam Rd; there have been 8 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1999–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Kellam Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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