425 John St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 425 John St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details992 sqft · built 1948
Lot Size0.3 acres (13,068 sqft)
Owner2 Individuals on Record
Last Sale$50,000 (Aug 1995)
Tax Bill$2,309 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-252-004

Property Details

APN / Parcel Number

Primary APN09-29-252-004
Alternative APNs
  • 929252004
  • 461A289

Interior

Building Area992 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area360 sqft

Location & Zoning

Account Number461A289
Street Address425 JOHN ST
CityPECATONICA
StateIL
Zip61063-7762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN66FT OF S165FT BY 165FT DEEP W OF JOHN ST PROPOSED WPT LOT 5 SEC: 29 TWP: 027 RANGE: 010 ACRES: 0.30
Legal Range10E
Legal Township27N
Legal Section29
Legal Lot Number5
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group1
Census Block1013
Census Tract4300

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address425 JOHN ST, PECATONICA, IL 61063-7762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1995 · Amount on Record
Deed SaleAug 28, 1995 · Amount on Record
Deed Document Number199536709
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address425 JOHN ST, PECATONICA, IL 61063-7733
Document Number0001012550
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 JOHN ST PECATONICA IL 610637733, PECATONICA, IL 61063-7733

Mortgage

Document Number0001012550
DateMay 15, 2020
Instrument1012550
Lender
NameGERMAN AMERICAN ST BK
AddressGERMAN VALLEY, IL 61039
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,309.00$42,918 (+26.69%) Land $4,881 Building $38,037$128,754 (+26.69%) Land $14,643 Building $114,111
2022Homeowner's exemption$33,876 Land $3,853 Building $30,023$101,628 Land $11,559 Building $90,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200

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