425 James Ln, Clayton, GA 30525 Property Records

Rabun County property record for 425 James Ln, Clayton, GA 30525

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,450 sqft · built 1991
Lot Size1.51 acres (65,812 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (May 2025)
Tax Bill$3,276 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2018 Sale
Flood ZoneZone A (high risk)
APNLN01-007-L

Property Details

APN / Parcel Number

Primary APNLN01-007-L
Alternative APN
  • 13100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,450 sqft Heated Area
1st Floor Area1,092 sqft
Upper Floors Area702 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area65,812 sqft
Garage TypeCarport
Garage Area598 sqft
CarportCarport
Carport Area598 sqft
PorchOpen Porch
Porch Area876 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number13100
Old Parcel NumberLN01 007 L
Street Address425 JAMES LN
CityCLAYTON
StateGA
Zip30525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVC
Legal DescriptionLEASE 1631
JurisdictionRABUN GA
Township / Civil DivisionTIGER
Census Block Group2
Census Block2045
Census Tract970202

Owner

Source: Rabun County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address5960 CROW CREEK RD, LAKEMONT, GA 30552-2625
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
BLUE RIDGE BANK
May 9, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleMay 18, 2021
Deed Document Number00000A5258
Deed Book / PageA52 / 58
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRABUN GA
Recording DateMay 18, 2021
Property Address425 JAMES LN, CLAYTON, GA 30525
Document Number000P480799
Book / PageP48 / 799
Instrument DateMay 18, 2021
Instrument2021-000902
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 ANGEL OAKS DR, SAVANNAH, GA 31410-3167

Mortgage

Document NumberP48806
DateMay 18, 2021
InstrumentP48/806
Lender
NameBLUE RIDGE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term116 Months
DueJan 1, 2031

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRABUN GA
Recording DateMay 9, 2018
Property Address425 JAMES LN, CLAYTON, GA 30525
Document Number000C450095
Book / Page000C45 / 000095
Instrument DateJan 11, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2019

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 128 TIGER GA 305760128, TIGER, GA 30576-0128

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyRabun County
Unified School DistrictRabun County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,276.00 (+60.35%)$204,134 (+82.8%) Building $204,134$510,336 (+82.8%) Building $510,336
2023$2,043.00 (-3.72%)$111,672 (+3.12%) Building $111,672$279,180 (+3.12%) Building $279,180
2022$2,122.00$108,294 Building $108,294$270,736 Building $270,736

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2004)
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 95% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
DSL
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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