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425 Howard Ave, Aurora, IL 60506 Property Records

Kane County property record for 425 Howard Ave, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 984 sqft · built 1954
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Jan 2009)
Tax Bill$6,496 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-21-103-001

Property Details

APN / Parcel Number

Primary APN15-21-103-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area984 sqft Living Area
Gross Area2,704 sqft
1st Floor Area984 sqft
Basement Area984 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address425 HOWARD AVE
CityAURORA
StateIL
Zip60506-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PARK ADDN : LOT BLOCK 24 LOT DIMENSIONS: 40 X 132 APPROX LOT SQ FT 5280 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal SubdivisionWEST PARK ADDN
Legal Block24
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1020
Census Tract853100

Owner

425 Howard Ave is owned and occupied by two individuals who bought it in January 2009.

Source: Kane County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address425 HOWARD AVE, AURORA, IL 60506-3735
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2009 · Amount on File
Deed SaleJan 28, 2009 · Amount on File
Prior SaleAug 1, 2000 · Amount on File
Deed Document Number20095634
Prior Transfer DateDec 29, 2008
Prior Transfer Doc0000005633
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address425 HOWARD AVE, AURORA, IL 60506-3735
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HOWARD AVE, AURORA, IL 60506-3735

Mortgage

Document Number0000074616
DateOct 1, 2021
Instrument2021K074616
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term262 Months
DueAug 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 425 Howard Ave was $6,496 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,496.00 Homeowner's exemption$95,471 (+9.39%) Land $9,396 Building $86,075$286,528 (+9.39%) Land $28,199 Building $258,328
2024$87,275 Land $8,589 Building $78,686$261,930 Land $25,777 Building $236,152
2022$5,820.00 (+19.36%) Homeowner's exemption$69,229 (+20.95%) Land $7,002 Building $62,227$207,687 (+20.95%) Land $21,006 Building $186,681
2021$4,876.00 Homeowner's exemption$57,237 Land $6,519 Building $50,718$171,711 Land $19,557 Building $152,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Howard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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