425 Homer Rd, Concord, MI 49237 Property Records

Jackson County property record for 425 Homer Rd, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,612 sqft · built 1936
Lot Size	4.93 acres (214,751 sqft)
Owner	Individual Name on Record
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-11-27-327-040-00`

Property Details

APN / Parcel Number

Primary APN	`003-11-27-327-040-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	214,751 sqft (4.93 acres)
Lot Dimensions	511 ft deep x 473 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 HOMER RD
City	CONCORD
State	MI
Zip	49237-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBRES
Legal Description	BEG AT PT IN S LN OF SEC 27, 660 FT E OF SW COR OF SD SEC TH N41?42 1/2'W 415.2 FT TO CEN OF HOMER RD TH NELY ALG CEN OF SD
Legal Range	03W
Legal Township	03S
Legal Section	27
Legal Subdivision	ASSRS VILLAGE OF CONCORD
Legal Lot Number	52
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	6403

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 HOMER RD, CONCORD, MI 49237-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE ELECTRONIC REGISTRATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2015
Transfer Doc	0002719409
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	425 HOMER RD, CONCORD, MI 49237-9736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002775970
Date	Aug 11, 2017
Book Page	2105/0282
Instrument	2775970

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	425 HOMER RD, CONCORD, MI 49237-9736
Document Number	0002853001
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 HOMER RD MI, MI

Mortgage

Document Number	0002853001
Date	Jun 24, 2020
Book Page	002164/000612
Instrument	2853001

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Municipality	Concord Village
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,300 (+14.15%) Land $136,300	$272,600 (+14.15%) Land $272,600
2025	$2,449.00 (-11.97%)	$119,400 (+12.96%) Land $119,400	$238,800 (+12.96%) Land $238,800
2024	$2,782.00 (+10.18%)
2023		$105,700 Land $105,700	$211,400 Land $211,400
2022	$2,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD serves 1,050 people · EPA ID MI0001580
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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