425 Hillside View Ln, Morehead, KY 40351 Property Records

Rowan County property record for 425 Hillside View Ln, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,072 sqft · built 2005
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2022)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-00 00 045.26`

Property Details

APN / Parcel Number

Primary APN	`020-00 00 045.26`
Alternative APNs	`1835` `1879` `1984`

Interior

Full Baths	1 Bath
Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 2005
Total Buildings	2 Buildings

Location & Zoning

Account Number	1984
Street Address	425 HILLSIDE VIEW LN
City	MOREHEAD
State	KY
Zip	40351-7570
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2005 28X74 FLEETWOOD DWMH /GARAGE ON LOT #5 PHASE 1 HILLSIDE VIEW ESTATES
Legal Subdivision	HILLSIDE VIEW ESTATES
Legal Phase	1
Legal Lot Number	5
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3009
Census Tract	950201

Owner

425 Hillside View Ln, a mobile home, is owned and occupied by an individual who bought it in June 2022.

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 HILLSIDE VIEW LN, MOREHEAD, KY 40351-7570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 15, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Deed Document Number	2017418
Deed Book / Page	D284 / 454
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	425 HILLSIDE VIEW LN, MOREHEAD, KY 40351-7570
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 HILLSIDE VIEW LN, MOREHEAD, KY 40351-7570

Mortgage

Document Number	00A485/547
Date	Oct 7, 2025
Book Page	A485/547
Instrument	2041125

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 15, 2022
Property Address	425 HILLSIDE VIEW LN, MOREHEAD, KY 40351-7570
Document Number	00D284/454
Book / Page	D284 / 454
Map Reference	CAB 1 SL 782
Instrument Date	Jun 1, 2022
Instrument	2017418
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 LEDAN ST, FLEMINGSBURG, KY 41041-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 HILLSIDE VIEW LN, MOREHEAD, KY 40351-7570

Mortgage

Document Number	0002017419
Date	Jun 15, 2022
Instrument	2017419

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Mortgage

Document Number	00A450/445
Date	Jun 15, 2022
Book Page	A450/445
Instrument	2017420

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 425 Hillside View Ln was $1,255.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,255.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000
2023	$1,278.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Hillside View Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Hillside View Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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