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425 Hillcrest Rd, San Mateo, CA 94402 Property Records

San Mateo County property record for 425 Hillcrest Rd, San Mateo, CA 94402

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,530 sqft · built 1920
Lot Size0.274 acres (11,934 sqft)
Owner2 Trust Names on File
Last Sale$3,300,000 (Dec 2022)
Tax Bill$51,175 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031-091-010

Property Details

APN / Parcel Number

Primary APN031-091-010

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,530 sqft Living Area
Gross Area3,750 sqft
1st Floor Area1,770 sqft
2nd Floor Area900 sqft
Basement Area220 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area11,934 sqft (0.274 acres)
Lot Dimensions185 ft deep x 64 ft wide
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address425 HILLCREST RD
CitySAN MATEO
StateCA
Zip94402-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10010
Legal DescriptionNLY 64 FT OF LOT 304 SAN MATEO PARK SUB NO 3 RSM A/68 CITY OF SAN MATEO
Legal SubdivisionSAN MATEO PARK
Legal Lot Number304
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3004
Census Tract605800

Owner

425 Hillcrest Rd is owner-occupied and held in a trust since December 2022.

Source: San Mateo County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address455 GARDEN ST, WEST SACRAMENTO, CA 95691-2863
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Dec 29, 2022Grant Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Aug 30, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 25, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on File
Deed SaleDec 29, 2022 · Amount on File
Deed Document Number202288546
Prior Transfer DateDec 22, 2022
Prior Transfer Doc0000088545
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address425 HILLCREST RD, SAN MATEO, CA 94402-1124
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HILLCREST RD, SAN MATEO, CA 94402-1124

Mortgage

Document Number0000062921
DateNov 19, 2025
Instrument2025-062921
Lender
NameCOMERICA BANK
TypeBank
AddressDENISON, TX 75021
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateDec 29, 2022
Property Address425 HILLCREST RD, SAN MATEO, CA 94402-1124
Document Number0000088546
Map ReferenceMB A PG 68
Instrument DateNov 18, 2022
Instrument2022-088546
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 HILLCREST RD, SAN MATEO, CA 94402-1124

Mortgage

Document Number0000088547
DateDec 29, 2022
Instrument2022-088547
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.85%
Type Change DateDec 1, 2029
Change FrequencyMonthly
Min Rate At Change3.95%
Max Rate At Change10.9%
IndexOther
Max Rate10.9%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address425 HILLCREST RD, SAN MATEO, CA 94402-1124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076225
DateAug 30, 2017
Instrument2017-076225
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN MATEO CA
Recording DateMar 25, 2020
Property Address425 HILLCREST RD, SAN MATEO, CA 94402-1124
Document Number0000027465
Instrument DateMar 3, 2020
Instrument27465
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HILLCREST RD SAN MATEO CA 944021124, SAN MATEO, CA 94402-1124

Tax Assessment & Valuation

The 2025 property tax bill for 425 Hillcrest Rd was $51,175 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,818,986 (-13.86%) Land $2,653,020 Building $1,165,966
2025$51,175.00 Homeowner's exemption$4,433,320 Land $2,601,000 Building $1,832,320
2023$39,882.00 (+908.65%)$3,300,000 Land $2,500,000 Building $800,000$2,892,420
2022$3,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Hillcrest Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1999–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Hillcrest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Astound Broadband, Etheric Networks, Sonic Telecom, Verizon.

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