Oakland County property record for 425 Hickory Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1976 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-27-180-024 |
| Primary APN | 88-20-27-180-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 169 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 425 HICKORY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 27 GREENOUGH HEIGHTS SUB W 58 FT OF LOT 109 |
| Legal Subdivision | GREENOUGH HEIGHTS SUBDIVISION |
| Legal Lot Number | 109 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 197500 |
425 Hickory Dr is owned by a company that acquired it in June 2025 and is owner-occupied.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 425 HICKORY DR, TROY, MI 48083-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage T&I CU |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit T&I CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2025 |
| Transfer Doc | 0000075569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 425 HICKORY DR, TROY, MI 48083-1625 |
| Document Number | 0000206390 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 425 HICKORY DR TROY MI 480831625, TROY, MI 48083-1625 |
| Document Number | 0000206390 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 053595/000407 |
| Instrument | 206390 |
| Name | T&I CU |
|---|---|
| Type | Credit Union |
| Address | CLAWSON, MI 48017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 425 HICKORY DR, TROY, MI 48083-1625 |
| Document Number | 0000050462 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 425 HICKORY DR TROY MI 480831625, TROY, MI 48083-1625 |
| Document Number | 0000050462 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 051683/000513 |
| Instrument | 50462 |
| Name | T&I CU |
|---|---|
| Type | Credit Union |
| Address | CLAWSON, MI 48017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 2, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 425 Hickory Dr was $2,218 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,218.00 | ||
| 2023 | $232,180 | ||
| 2022 | $2,307.00 | $116,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Hickory Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Hickory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures