Schenectady County and Schenectady City property record for 425 Hamilton St, Schenectady, NY 12305
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 20,688 sqft · built 1946 |
| Lot Size | 0.335 acres (14,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,097 (2026) |
| Deeds & Mortgages | Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.80-3-13.1 |
| Primary APN | 421500 39.80-3-13.1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 20,688 sqft Gross Area |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 1,242 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 14,600 sqft (0.335 acres) |
| Lot Dimensions | 200 ft deep x 73 ft wide |
| Porch | Slab |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 HAMILTON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-2608 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 BRICK & BLOCK & 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 13.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21001 |
425 Hamilton St, a commercial property, is owned by a company.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 425 HAMILTON ST, SCHENECTADY, NY 12305-2608 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 425 HAMILTON ST, SCHENECTADY, NY 12305-2608 |
| Document Number | 0000027280 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | SNEERINGER MONAHAN PROVOST RED |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 425 HAMILTON ST SCHENECTADY NY 123052608, SCHENECTADY, NY 12305-2608 |
| Document Number | 0000027280 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 004845/000130 |
| Instrument | 27280 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | SCHENECTADY, NY 12305 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 425 Hamilton St was $1,097, up 0.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,097.00 (+0.92%) | ||
| 2025 | $1,087.00 | $1,978,700 Land $50,200 Building $1,928,500 | $3,276,536 Land $83,126 Building $3,193,410 |
| 2023 | $1,978,700 (-) Land $50,200 Building $1,928,500 | $2,504,684 (+3.8%) Land $63,544 Building $2,441,140 | |
| 2022 | $1,978,700 Land $50,200 Building $1,928,500 | $2,413,049 Land $61,220 Building $2,351,829 | |
| 2021 | $940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Hamilton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 425 Hamilton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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