Cooke County property record for 425 Glenwood St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 2012 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,900 (Aug 2012) |
| Tax Bill | $5,706 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2782-00C-00009 |
| Primary APN | 2782-00C-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2782-00C-00009 |
|---|---|
| Street Address | 425 GLENWOOD ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD ADDN; BLOCK C; LOT 9 |
| Legal Subdivision | SUMMERFIELD ADDN |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 100 |
425 Glenwood St is owned and occupied by two individuals who bought it in August 2012.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 GLENWOOD ST, GAINESVILLE, TX 76240-1579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2012 · Amount on File |
| Deed Sale | Aug 22, 2012 · Amount on File |
| Deed Document Number | 201230927 |
| Deed Book / Page | 1822 / 120 |
| Prior Transfer Date | Aug 17, 2012 |
| Prior Transfer Doc | 1822/120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Aug 12, 2026 |
| Property Address | 425 GLENWOOD ST, GAINESVILLE, TX 76240-1579 |
| Document Number | 0000006140 |
| Book / Page | 2802 / 397 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20266140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 425 GLENWOOD ST, GAINESVILLE, TX 76240-1579 |
| Document Number | 0000006140, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 2802/397 |
| Instrument | 20266140 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 425 GLENWOOD ST, GAINESVILLE, TX 76240-1579 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 425 GLENWOOD ST, CALLISBURG, TX 76240-1579 |
| Document Number | 2432/701 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2432/701 |
| Instrument | 2021-05888 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 254 Months |
| Due | Sep 1, 2042 |
The 2026 property tax bill for 425 Glenwood St was $5,706, down 4.2% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,706.00 (-4.23%) | $272,723 (-4.24%) Land $48,220 Building $224,503 | $272,723 (-4.24%) Land $48,220 Building $224,503 |
| 2025 | $5,958.00 (+10.37%) | $284,793 Land $48,220 Building $236,573 | $284,793 Land $48,220 Building $236,573 |
| 2024 | $5,398.00 | ||
| 2023 | $260,967 Land $40,252 Building $220,715 | $260,967 Land $40,252 Building $220,715 | |
| 2022 | $5,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Glenwood St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Glenwood St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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