425 Gary Cv, Somerville, TN 38068 Property Records

Fayette County property record for 425 Gary Cv, Somerville, TN 38068

Property Summary

Property Type	Rural Home
Details	2 ba · 2,746 sqft · built 1975
Lot Size	117 acres (5,120,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Jul 2019)
Tax Bill	$596 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024131 03700`

Property Details

APN / Parcel Number

Primary APN	`024131 03700`
Alternative APN	`131 03700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	1,794 sqft
Upper Floors Area	452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,120,914 sqft (117 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	438 sqft
Deck Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	425 GARY CV
City	SOMERVILLE
State	TN
Zip	38068-7111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 14, COUNTY AREA: L50
Legal Subdivision	HOBART AMES FOUNDATION PROP
Jurisdiction	FAYETTE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	60502

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 GARY CV, SOMERVILLE, TN 38068-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 20, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS
Aug 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF FAYETTE CNTY
Mar 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage BANK OF FAYETTE CNTY
Mar 3, 2017	Deed of Trust, Mortgage BANK OF FAYETTE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	19004361
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	6175 LAGRANGE RD, SOMERVILLE, TN 38068-7121
Document Number	0000000961
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	CORELOGIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6175 LAGRANGE RD SOMERVILLE TN 380687121, SOMERVILLE, TN 38068-7121

Mortgage

Document Number	0000000961
Date	Feb 11, 2020
Instrument	961

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 10, 2060

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	6175 LAGRANGE RD, SOMERVILLE, TN 38068-7121
Document Number	0000003110
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6175 LAGRANGE RD SOMERVILLE TN 380687121, SOMERVILLE, TN 38068-7121

Mortgage

Document Number	0000003110
Date	May 24, 2019
Instrument	3110

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAYETTE TN
Recording Date	Aug 20, 2018
Property Address	6175 LAGRANGE RD, SOMERVILLE, TN 38068-7121
Instrument Date	Aug 9, 2018
Instrument	4984
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	330 WILDFLOWER DR SOMERVILLE TN 380687044, SOMERVILLE, TN 38068-7044

Mortgage

Document Number	0000004984
Date	Aug 20, 2018
Instrument	4984

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2019

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 28, 2018
Property Address	6175 LAGRANGE RD, SOMERVILLE, TN 38068-7121
Document Number	0000001780
Instrument Date	Mar 26, 2018
Instrument	1780
Transaction Type	Construction Loan
Record Updated	Apr 6, 2018
Title Company	DELTA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 WILDFLOWER DR SOMERVILLE TN 380687044, SOMERVILLE, TN 38068-7044

Mortgage

Document Number	1781
Date	Mar 28, 2018
Instrument	1781

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 27, 2019

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	6175 LAGRANGE RD, SOMERVILLE, TN 38068-7121
Document Number	0000003060
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HATCHIE WAY BOLIVAR TN 380088122, BOLIVAR, TN 38008-8122

Mortgage

Document Number	0000003060
Date	May 19, 2017
Instrument	3060

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	2460 US HIGHWAY 64, WHITEVILLE, TN 38075-7461

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00 Additional exemption filed	$63,975 (+28.34%) Land $24,925 Building $39,050	$557,700 (+85.41%) Land $401,500 Building $156,200
2023		$49,850 Land $22,375 Building $27,475
2021			$300,800 Land $190,900 Building $109,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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