425 Garden Tree Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 425 Garden Tree Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,142 sqft · built 2017
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,800 (May 2018)
Tax Bill	$7,499 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R263699`

Property Details

APN / Parcel Number

Primary APN	`R263699`
Alternative APNs	`54850000300500108` `263699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,142 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,020 sqft
2nd Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 GARDEN TREE TRL
City	MIDLOTHIAN
State	TX
Zip	76065-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 3 THE GROVE PH 1 0.202 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1005
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Jan 18, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
May 30, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage AFFILIATED BK
Mar 24, 2017	Deed of Trust, Mortgage AFFILIATED BK
Mar 21, 2017	Loan Modification, Mortgage AFFILIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Deed Document Number	201815245
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0000015245
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Jul 7, 2026
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000024161
Instrument Date	Jul 1, 2026
Instrument	202624161
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0000024161,
Date	Jul 7, 2026
Instrument	202624161

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2046

Interest

Rate	6.48%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2139162
Date	Sep 3, 2021
Instrument	2139162

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000035684
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	MILESTONE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	425 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0000035684
Date	Oct 1, 2020
Instrument	35684

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000001016
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	MILESTONE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	425 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0000001016
Date	Jan 10, 2020
Instrument	1016

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 9, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000004480
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0000004480
Date	Feb 19, 2019
Instrument	4480

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 18, 2047

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	May 30, 2018
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000015245
Instrument Date	May 25, 2018
Instrument	15245
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2018
Title Company	TOWN SQUARE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2526 SANTA CT DALLAS TX 75211, DALLAS, TX 75211

Mortgage

Document Number	15246
Date	May 30, 2018
Instrument	15246

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000008794
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	509 FERRIS AVE WAXAHACHIE TX 751653343, WAXAHACHIE, TX 75165-3343

Mortgage

Document Number	0000008794
Date	Mar 31, 2017
Instrument	8794

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount Recorded

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	425 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000014301
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014301
Date	May 21, 2018
Instrument	14301

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 20, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,023 (-0.53%) Land $110,000 Building $400,023	$510,023 (-0.53%) Land $110,000 Building $400,023
2025	$7,499.00 (-8.44%) Homeowner's exemption	$512,753 (-10.22%) Land $110,000 Building $402,753	$512,753 (-10.22%) Land $110,000 Building $402,753
2024	$8,190.00 (+7.04%)
2023	$7,651.00 (+21.43%) Homeowner's exemption	$571,148 Land $110,000 Building $461,148	$571,148 Land $110,000 Building $461,148
2018	$6,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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