425 Gaines St, Central, SC 29630 Property Records

Pickens County property record for 425 Gaines St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,520 sqft · built 1980
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$27,868 (Oct 2018)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4065-11-57-6086`

Property Details

APN / Parcel Number

Primary APN	`4065-11-57-6086`
Alternative APN	`R0087529`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0087529
Street Address	425 GAINES ST
City	CENTRAL
State	SC
Zip	29630-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	N/SIDE GAINES ST TR C PLAT 357/19B
Legal Phase	C
Legal Tract	C
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2058
Census Tract	11101

Owner

Source: Pickens County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 GAINES ST, CENTRAL, SC 29630-9265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Formerly Known As (FKA)

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 10, 2018	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG
Jun 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	201814995
Deed Book / Page	1999 / 10
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0000004565
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	425 GAINES ST, CENTRAL, SC 29630-9265
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 GAINES ST, CENTRAL, SC 29630-9265

Mortgage

Document Number	0000009348
Date	Jun 30, 2023
Book Page	6344/133
Instrument	202309348

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 10, 2018
Property Address	425 GAINES ST, CENTRAL, SC 29630-9265
Document Number	0000014995
Book / Page	001999 / 000010
Instrument Date	Oct 1, 2018
Instrument	14995
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$103.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 GAINES ST CENTRAL SC 296309265, CENTRAL, SC 29630-9265

Mortgage

Document Number	14996
Date	Oct 10, 2018
Book Page	005405/000284
Instrument	14996

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS SC
Recording Date	Jun 13, 2018
Property Address	425 GAINES ST, CENTRAL, SC 29630-9265
Document Number	0000008316
Book / Page	001962 / 000303
Instrument Date	Jun 13, 2018
Instrument	8316
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HONEY DR CENTRAL SC 296302604, CENTRAL, SC 29630-2604

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 (+9.5%)	$6,760 (+15.16%) Land $1,040 Building $5,720	$159,600 (+63.02%) Land $24,500 Building $135,100
2024	$1,463.00 (+6.48%)	$5,870 (-) Land $900 Building $4,970	$97,900 (-) Land $15,000 Building $82,900
2023	$1,374.00 (-0.43%)	$5,870 (-) Land $900 Building $4,970	$97,900 (-) Land $15,000 Building $82,900
2022	$1,380.00	$5,870 Land $900 Building $4,970	$97,900 Land $15,000 Building $82,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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