425 Franklin St, Kewanee, IL 61443 Property Records

Henry County property record for 425 Franklin St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,157 sqft · built 1932
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jun 2023)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-32-427-018`

Property Details

APN / Parcel Number

Primary APN	`20-32-427-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,157 sqft Total Area
1st Floor Area	716 sqft
Basement Area	716 sqft
Unfinished Basement	716 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	56 ft deep x 72 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 FRANKLIN ST
City	KEWANEE
State	IL
Zip	61443-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 16 BLK 4 ROSEVIEW ADD CITY OF KEWANEE
Legal Subdivision	ROSEVIEW ADD
Legal Block	4
Legal Lot Number	16
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	1
Census Block	1033
Census Tract	30900

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 FRANKLIN ST, KEWANEE, IL 61443-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Jun 30, 2023	Warranty Deed, Transfer · Closed-End Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	20232875
Prior Transfer Date	Sep 17, 2007
Prior Transfer Doc	0000007867
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	425 FRANKLIN ST, KEWANEE, IL 61443-2612
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 APPLEXTWAY, FREDERICK, MD 21703

Mortgage

Document Number	0000006214
Date	Dec 17, 2025
Instrument	20-2506214

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate	5.87%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 30, 2023
Property Address	425 FRANKLIN ST, KEWANEE, IL 61443-2612
Document Number	0000002875
Instrument Date	Jun 29, 2023
Instrument	20-2302875
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 FRANKLIN ST, KEWANEE, IL 61443-2612

Mortgage

Document Number	0000002876
Date	Jun 30, 2023
Instrument	20-2302876

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 29, 2028

Interest

Rate	8%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Municipality	Kewanee City
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 (+5.88%) Homeowner's exemption	$23,430 (+5.4%) Land $948 Building $22,482	$70,290 (+5.4%) Land $2,844 Building $67,446
2024	$1,752.00 (+1,985.71%)	$22,229 (+75.54%) Land $899 Building $21,330	$66,687 (+75.54%) Land $2,697 Building $63,990
2022		$12,663 Land $724 Building $11,939	$37,989 Land $2,172 Building $35,817
2021	$84.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

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