425 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 425 Forest Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,136 sqft · built 1966
Lot Size	0.429 acres (18,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Dec 2019)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-40-04-016.00`

Property Details

APN / Parcel Number

Primary APN	`003-40-04-016.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,722 sqft (0.429 acres)
Lot Dimensions	249 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	425 FOREST AVE
City	ERLANGER
State	KY
Zip	41018-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FITZGERALD SEC 2 PT LOTS 6-7 75X249.63 IRREG
Legal Subdivision	FITZGERALD
Legal Phase	2
Legal Lot Number	6,7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 FOREST AVE, ERLANGER, KY 41018-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Jul 23, 2012 · Amount on Record
Deed Document Number	201912 12 059 00212
Deed Book / Page	6827 / 47
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0000000112
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 12, 2019
Property Address	425 FOREST AVE, ERLANGER, KY 41018-1629
Document Number	0000000212
Book / Page	0C6827 / 000047
Instrument Date	Dec 6, 2019
Instrument	212
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 E SAINT SANTA ANA CA 92705, SANTA ANA, CA 92705

Mortgage

Document Number	213
Date	Dec 12, 2019
Book Page	0C6827/000051
Instrument	213

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,000 (-) Land $25,000 Building $187,000	$212,000 (-) Land $25,000 Building $187,000
2025	$2,148.00 (-0.14%) Homeowner's exemption	$212,000 (-) Land $25,000 Building $187,000	$212,000 (-) Land $25,000 Building $187,000
2023	$2,151.00 Homeowner's exemption	$212,000 Land $25,000 Building $187,000	$212,000 Land $25,000 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20