425 Five Oaks Dr, Covington, GA 30014 Property Records

Newton County property record for 425 Five Oaks Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,829 sqft · built 1998
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2021)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Nov 2021 Sale Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088A-00000-115-000`

Property Details

APN / Parcel Number

Primary APN	`0088A-00000-115-000`
Alternative APNs	`0088A 115` `30575`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,829 sqft Heated Area
1st Floor Area	1,527 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	145 sqft
Deck Area	142 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30575
Street Address	425 FIVE OAKS DR
City	COVINGTON
State	GA
Zip	30014-0409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 53 FIVE OAKS UN 2
Legal Subdivision	FIVE OAKS & TWIN CHIMNEYS
Legal Lot Number	53
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 FIVE OAKS DR, COVINGTON, GA 30014-0409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer
Mar 15, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Mar 23, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	20216352
Deed Book / Page	4296 / 414
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	0033070151
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 12, 2021
Property Address	425 FIVE OAKS DR, COVINGTON, GA 30014-0409
Document Number	0042960414
Book / Page	4296 / 414
Instrument Date	Nov 12, 2021
Instrument	2021-006352
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FIVE OAKS DR, COVINGTON, GA 30014-0409

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	425 FIVE OAKS DR, COVINGTON, GA 30014-0409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035430221
Date	Mar 15, 2017
Book Page	3543/221

Lender

Name	CARRINGTON MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2046

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 23, 2020
Property Address	425 FIVE OAKS DR, COVINGTON, GA 30014-0409
Document Number	0039800473
Book / Page	003980 / 000473
Instrument Date	Mar 20, 2020
Instrument	3906
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FIVE OAKS DR COVINGTON GA 300140409, COVINGTON, GA 30014-0409

Mortgage

Document Number	39800475
Date	Mar 23, 2020
Book Page	003980/000475
Instrument	3907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00 (-27.51%) Homeowner's exemption Senior Citizen's exemption	$127,000 (+9.03%) Land $12,000 Building $115,000	$317,500 (+9.03%) Land $30,000 Building $287,500
2023		$116,480 Land $9,000 Building $107,480	$291,200 Land $22,500 Building $268,700
2022	$2,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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