425 Fern Ct, Monroe, MI 48162 Property Records

Monroe County property record for 425 Fern Ct, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1917
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2026)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-01814-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-01814-000`
Alternative APN	`55 590 181 40`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	119 ft deep x 46 ft wide
Terrain	Rolling
Garage Area	216 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	425 FERN CT
City	MONROE
State	MI
Zip	48162-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 235 FT N 24D 30M E FR INT W LI FERN CT WI N LI NOBLE AVE; TH N 24D 30M E 46 FT; TH N 65D 30M W 119 FT; TH S 24D 30M W 46
Legal Subdivision	PRIVATE CLAIM 58
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	831600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Elm-North Macomb Street Historic District listed 1982 · 174 contributing resources · NRIS 82002853

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 N MACOMB ST, MONROE, MI 48162-3074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer MINNESOTA TITLE
May 9, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	202610949
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	0000010162
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 22, 2026
Property Address	425 FERN CT, MONROE, MI 48162-2601
Document Number	0000010949
Instrument Date	Jun 15, 2026
Instrument	202610949
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$136,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 N MACOMB ST, MONROE, MI 48162-3074

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 9, 2022
Property Address	425 FERN CT, MONROE, MI 48162-2601
Document Number	0000010162
Instrument Date	Apr 20, 2022
Instrument	2022R10162
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 FERN CT, 425, MONROE, MI 48162-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	425 FERN CT, MONROE, MI 48162-2601

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 9, 2022
Property Address	425 FERN CT, MONROE, MI 48162-2601
Document Number	0000010160
Instrument Date	Apr 15, 2022
Instrument	2022R10160
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 FERN CT, 443, MONROE, MI 48162-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FERN CT, MONROE, MI 48162-2601

Mortgage

Document Number	0000010161
Date	May 9, 2022
Instrument	2022R10161

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (+4.74%) Land $83,900	$167,800 (+4.74%) Land $167,800
2025	$2,906.00 (+75.38%) Homeowner's exemption	$80,100 (+65.5%) Land $80,100	$160,200 (+65.5%) Land $160,200
2023	$1,657.00 Homeowner's exemption	$48,400	$96,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Fern Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures