425 Elm St, Martins Ferry, OH 43935 Property Records

Belmont County property record for 425 Elm St, Martins Ferry, OH 43935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1917
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2007)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-00856-000`

Property Details

APN / Parcel Number

Primary APN	`24-00856-000`
Alternative APN	`034077-7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Open Frame Porch
Porch Area	324 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034077-7
Street Address	425 ELM ST
City	MARTINS FERRY
State	OH
Zip	43935-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 914 .17 A 120 X 60
Legal Lot Number	914
Jurisdiction	BELMONT OH
Township / Civil Division	PEASE
Census Block Group	3
Census Block	3002
Census Tract	11900

Owner

425 Elm St is owned and occupied by an individual who bought it in November 2007.

Source: Belmont County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	425 ELM ST, MARTINS FERRY, OH 43935-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage BELMONT SAVINGS BANK
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2007 · Amount on File
Deed Sale	Nov 13, 2007 · Amount on File
Prior Sale	Oct 26, 2004 · Amount on File
Deed Document Number	20079218
Deed Book / Page	130 / 883
Prior Transfer Date	Jan 1, 1986
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT OH
Property Address	425 ELM ST, MARTINS FERRY, OH 43935-1301
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ELM ST, MARTINS FERRY, OH 43935-1301

Mortgage

Document Number	0000005567
Date	Jul 25, 2023
Book Page	913/4460
Instrument	202300005567

Lender

Name	BELMONT SAVINGS BANK
Type	Bank
Address	BELLAIRE, OH 43906

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT OH
Property Address	425 ELM ST, MARTINS FERRY, OH 43935-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008982
Date	Jul 24, 2017
Book Page	702/933
Instrument	201700008982

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 425 Elm St was $1,478, up 1.4% from the year before.

Source: Belmont County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Belmont County
County Subdivision	Pease Township
Municipality	Martins Ferry City
Unified School District	Martins Ferry City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (+1.44%) Homeowner's exemption	$35,490 (+0.01%) Land $3,970 Building $31,520	$101,390 (-) Land $11,340 Building $90,050
2024	$1,457.00 (+22.23%) Homeowner's exemption	$35,486 (+33.24%) Land $3,969 Building $31,517	$101,390 Land $11,340 Building $90,050
2023	$1,192.00 (+0.08%) Homeowner's exemption	$26,634 (-) Land $3,804 Building $22,830
2022	$1,191.00 Homeowner's exemption	$26,634 Land $3,804 Building $22,830
2021			$76,100 Land $10,870 Building $65,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINS FERRY PUBLIC WATER SYSTEM private · serves 6,980 people · EPA ID OH0701212
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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