425 Elm St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 425 Elm St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1921
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2021)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
APN	`7779-88-0870`

Property Details

APN / Parcel Number

Primary APN	`7779-88-0870`
Alternative APNs	`163 17 425` `2839`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
1st Floor Area	675 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2839
Old Parcel Number	163 17 425
Street Address	425 ELM ST
City	FREDERICKSBURG
State	VA
Zip	22401-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CM
Legal Description	LT 43 BL 163-17-L43
Legal Subdivision	FREDERICKSBURG DEV
Legal Block	163
Legal Lot Number	43
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1040
Census Tract	202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fall Hill Avenue Medical Historic District listed 2025 · 3 contributing resources · NRIS 100011797

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1616 IDLEWILD BLVD, FREDERICKSBURG, VA 22401-6639
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	202104549
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Nov 24, 2021
Property Address	425 ELM ST, FREDERICKSBURG, VA 22401-3313
Document Number	0202104549
Instrument Date	Nov 22, 2021
Instrument	202104549
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ELM ST, FREDERICKSBURG, VA 22401-3313

Mortgage

Document Number	0202104550
Date	Nov 24, 2021
Instrument	202104550

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+17.55%)	$251,400 (+29.12%) Land $120,000 Building $131,400	$251,400 (+29.12%) Land $120,000 Building $131,400
2024	$1,732.00	$194,700 Land $84,000 Building $110,700	$194,700 Land $84,000 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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