425 Elder Ln NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 425 Elder Ln NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,577 sqft · built 1961
Lot Size	0.148 acres (6,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,500 (Jul 2026)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13261-30007-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-30007-00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Finished Basement	576 sqft
Unfinished Basement	425 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,446 sqft (0.148 acres)
Lot Dimensions	64 ft deep x 64 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	9 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 ELDER LN NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT SIX STR/LB 600
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	600
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2013
Census Tract	1002

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 ELDER LN NW, CEDAR RAPIDS, IA 52405-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	202621889
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jul 28, 2026
Property Address	425 ELDER LN NW, CEDAR RAPIDS, IA 52405-3227
Document Number	0000021889
Instrument Date	Jul 24, 2026
Instrument	202621889
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,188.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ELDER LN NW, CEDAR RAPIDS, IA 52405-3227

Mortgage

Document Number	0000021890,
Date	Jul 28, 2026
Instrument	202621890

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	425 ELDER LN NW, CEDAR RAPIDS, IA 52405-3227
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ELDER LN NW, CEDAR RAPIDS, IA 52405-3227

Mortgage

Document Number	2025025306
Date	Sep 15, 2025
Instrument	2025-025306

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,500 (+2.5%) Land $39,100 Building $149,400	$188,500 (+2.5%) Land $39,100 Building $149,400
2025	$2,880.00 (+9.26%)	$183,900 (+15.37%) Land $36,100 Building $147,800	$183,900 (+15.37%) Land $36,100 Building $147,800
2024	$2,636.00 (-6.33%)
2023		$159,400 Land $31,600 Building $127,800	$159,400 Land $31,600 Building $127,800
2022	$2,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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