Madison County property record for 425 Edwards Ave, Richmond, KY 40475
| Property Type | Exempt (Full or Partial) |
|---|---|
| Owner | Company Name on Record |
| Last Sale | $20,000 (Aug 2022) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-020A-0001-A |
| Primary APN | R005-020A-0001-A |
|---|---|
| Alternative APNs |
|
| Account Number | 67918 |
|---|---|
| Street Address | 425 EDWARDS AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1265 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | NEVILLE MOBERLY LOT 27 |
| Legal Subdivision | NEVILLE MOBERLY ADDT |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10202 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 248 N 2ND ST, RICHMOND, KY 40475-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Aug 15, 2022 | Deed, Transfer |
| Sep 24, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 2014106558 |
| Deed Book / Page | D827 / 688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 425 EDWARDS AVE, RICHMOND, KY 40475-1265 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2215/311 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | M2215/311 |
| Instrument | 2014130390 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 251 Months |
| Due | Jan 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 15, 2022 |
| Property Address | 425 EDWARDS AVE, RICHMOND, KY 40475-1265 |
| Document Number | 00D827/688 |
| Book / Page | D827 / 688 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2014106558 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Name | Verified Name |
|---|---|
| Address | 248 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 24, 2019 |
| Property Address | 425 EDWARDS AVE, RICHMOND, KY 40475-1265 |
| Document Number | D00778/661 |
| Book / Page | D00778 / 661 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2013999247 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 186, RICHMOND, KY 40476-0186 |
| Name | Verified Name |
|---|---|
| Address | 80 TWIN LAKES DR, RICHMOND, KY 40475-8051 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 (+891.24%) Additional exemption filed | $204,000 (+92%) | $204,000 (+92%) |
| 2023 | $194.00 (+246.43%) Additional exemption filed | $20,000 (+246.32%) | $20,000 (+246.32%) |
| 2022 | $56.00 | $5,775 | $5,775 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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