425 E Waverly Pl, Apt 4B, Vero Beach, FL 32960 Property Records

Indian River County property record for 425 E Waverly Pl, Apt 4B, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1984
Owner	Individual Name on File
Last Sale	$191,500 (Oct 2021)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-12-00039-0000-00134.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-12-00039-0000-00134.0`
Alternative APN	`76060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1984

Location & Zoning

Account Number	76060
Street Address	425 E WAVERLY PL APT 4B, 4B
City	VERO BEACH
State	FL
Zip	32960-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAVERLY PLACE PBI 11-60 & OR BK 677 PP 1059 LOT 134
Legal Range	39
Legal Township	33
Legal Section	12
Legal Subdivision	WAVERLY PLACE PHASE 3
Legal Lot Number	134
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2000
Census Tract	50601

Owner

425 E Waverly Pl, Apt 4B is owned and occupied by an individual who bought it in October 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 E WAVERLY PL APT 4B, 4B, VERO BEACH, FL 32960-6864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Feb 25, 2004 · Amount on File
Deed Document Number	3120210075052
Deed Book / Page	3477 / 2046
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 27, 2021
Property Address	425 E WAVERLY PL APT 4B, 4B, VERO BEACH, FL 32960-6864
Document Number	0034772046
Book / Page	3477 / 2046
Map Reference	MB 11 PG 60&60A
Instrument Date	Oct 22, 2021
Instrument	3120210075052
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38347 RIVER BIRCH DR, 38347, SELBYVILLE, DE 19975-3968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E WAVERLY PL APT 4B, 4B, VERO BEACH, FL 32960-6864

Mortgage

Document Number	34772048
Date	Oct 27, 2021
Instrument	3477/2048

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 425 E Waverly Pl, Apt 4B was $2,289.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,289.00	$180,248	$201,443 Building $201,443
2023	$1,932.00 (+3.09%)	$170,066 (+3%)	$201,443 (+22%) Building $201,443
2022	$1,874.00	$165,113 Building $165,113	$165,113 Building $165,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 E Waverly Pl, Apt 4B in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 units insured incl. 40 condo units
Nearby Flood Claims	14 (1979–2022)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 E Waverly Pl, Apt 4B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20